The increasing digitalization of financial regulation has accelerated the adoption of Regulatory Technology (RegTech) and Supervisory Technology (SupTech). However, existing studies typically examine these technologies independently, overlooking their interconnected roles within the financial regulatory ecosystem. This study develops an integrated conceptual framework based on the synthesis of existing literature to identify the common drivers and barriers influencing RegTech and SupTech adoption. The framework highlights the interaction between commercial banks and central banks and demonstrates that technology adoption is shaped by enabling and constraining forces operating across the regulatory ecosystem. The framework provides a foundation for future empirical research and policy development
| Mualliflar | Maxmudova , Nozima, Makhmudov , Muzaffar, Bajracharya , Arun, Махмудова , Нозима, Махмудов , Музаффар, Баджрачарья , Арун, Maxmudova , Nozima, Makhmudov , Muzaffar, Bajracharya, Arun |
|---|---|
| Jurnal | Иқтисодий тараққиёт ва таҳлил |
| Nashriyot | Ўзбекистон иқтисодиётини ривожлантиришнинг илмий-тадқиқот маркази |
| ISSN | 2992-877X |
| Nashr sanasi | 2026-06-30 |
| Jild | 4 |
| Son | 6 |
| Betlar | 57-65 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/2992-877x-2026-vol4-iss6-pp57-65 |
| Indeksga qo‘shilgan | 2026-08-27 |
DOI: 10.60078/2992-877x-2026-vol4-iss6-pp57-65 · Maqolaning asl sahifasi
RegTech, SupTech, financial regulation, technology adoption, conceptual framework, digital transformation, financial regulatory ecosystem, RegTech, SupTech, финансовое регулирование, внедрение технологий, концептуальная модель, цифровая трансформация, экосистема финансового регулирования, RegTech, SupTech, moliyaviy tartibga solish, texnologiyalarni joriy etish, konseptual model, raqamli transformatsiya, moliyaviy tartibga solish ekotizimi
| APA | Maxmudova , Nozima, Makhmudov , Muzaffar, Bajracharya , Arun, Махмудова , Нозима, Махмудов , Музаффар, Баджрачарья , Арун, Maxmudova , Nozima, Makhmudov , Muzaffar, & Bajracharya, Arun (2026). REGTECH AND SUPTECH ADOPTION IN THE FINANCIAL REGULATORY ECOSYSTEM: AN INTEGRATED CONCEPTUAL FRAMEWORK. Иқтисодий тараққиёт ва таҳлил, 4(6), 57-65. https://doi.org/10.60078/2992-877x-2026-vol4-iss6-pp57-65 |
|---|---|
| GOST (OAK) | Maxmudova , Nozima va b. REGTECH AND SUPTECH ADOPTION IN THE FINANCIAL REGULATORY ECOSYSTEM: AN INTEGRATED CONCEPTUAL FRAMEWORK // Иқтисодий тараққиёт ва таҳлил. – 2026. – T. 4, № 6. – P. 57-65. – DOI: 10.60078/2992-877x-2026-vol4-iss6-pp57-65. |
| MLA | Maxmudova , Nozima, Makhmudov , Muzaffar, Bajracharya , Arun, Махмудова , Нозима, Махмудов , Музаффар, Баджрачарья , Арун, Maxmudova , Nozima, Makhmudov , Muzaffar, and Bajracharya, Arun. “REGTECH AND SUPTECH ADOPTION IN THE FINANCIAL REGULATORY ECOSYSTEM: AN INTEGRATED CONCEPTUAL FRAMEWORK.” Иқтисодий тараққиёт ва таҳлил, 4(6), 57-65, 2026. https://doi.org/10.60078/2992-877x-2026-vol4-iss6-pp57-65 |
| Chicago | Maxmudova , Nozima, Makhmudov , Muzaffar, Bajracharya , Arun, Махмудова , Нозима, Махмудов , Музаффар, Баджрачарья , Арун, Maxmudova , Nozima, Makhmudov , Muzaffar, and Bajracharya, Arun. “REGTECH AND SUPTECH ADOPTION IN THE FINANCIAL REGULATORY ECOSYSTEM: AN INTEGRATED CONCEPTUAL FRAMEWORK.” Иқтисодий тараққиёт ва таҳлил, 4(6), 57-65 (2026). https://doi.org/10.60078/2992-877x-2026-vol4-iss6-pp57-65 |
| Harvard | Maxmudova , Nozima, Makhmudov , Muzaffar, Bajracharya , Arun, Махмудова , Нозима, Махмудов , Музаффар, Баджрачарья , Арун, Maxmudova , Nozima, Makhmudov , Muzaffar, and Bajracharya, Arun (2026) ‘REGTECH AND SUPTECH ADOPTION IN THE FINANCIAL REGULATORY ECOSYSTEM: AN INTEGRATED CONCEPTUAL FRAMEWORK’, Иқтисодий тараққиёт ва таҳлил, 4(6), 57-65. https://doi.org/10.60078/2992-877x-2026-vol4-iss6-pp57-65 |
| BibTeX | @article{maxmudovanozima2026,
title = {REGTECH AND SUPTECH ADOPTION IN THE FINANCIAL REGULATORY ECOSYSTEM: AN INTEGRATED CONCEPTUAL FRAMEWORK},
author = {Maxmudova , Nozima and Makhmudov , Muzaffar and Bajracharya , Arun and Махмудова , Нозима and Махмудов , Музаффар and Баджрачарья , Арун and Maxmudova , Nozima and Makhmudov , Muzaffar and Bajracharya, Arun},
journal = {Иқтисодий тараққиёт ва таҳлил},
year = {2026},
volume = {4},
number = {6},
pages = {57-65},
doi = {10.60078/2992-877x-2026-vol4-iss6-pp57-65},
url = {https://doi.org/10.60078/2992-877x-2026-vol4-iss6-pp57-65}
} |
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