NON-PERFORMING LOANS IN THE BANKING SECTOR OF UZBEKISTAN: A COMPARATIVE ANALYSIS OF STATE-OWNED AND NON-STATE-OWNED BANKS

Rustamov , Jonibek, Рустамов , Жонибек, Rustamov , Jonibek

Иқтисодий тараққиёт ва таҳлил · 2026-yil

Annotatsiya

This study analyzes the dynamics of non-performing loans (NPLs) in state-owned and non-state-owned banks in the banking sector of Uzbekistan using annual and quarterly data for the period 2020-2025. We studied the relationship between total loans issued by commercial banks and NPLs separately, based on the banks' ownership structure. The results indicated that state-owned banks have lower risk management efficiency and are more prone to risk.

Maqola ma’lumotlari
MualliflarRustamov , Jonibek, Рустамов , Жонибек, Rustamov , Jonibek
JurnalИқтисодий тараққиёт ва таҳлил
Nashr sanasi2026-05-25
Jild4
Son5
Betlar311-317
TilIngliz
DOI10.60078/2992-877x-2026-vol4-iss5-pp311-317

Kalit so‘zlar

loan, NPLs, state-owned banks, non-state-owned banks, COVID-19, кредиты, просроченные кредиты, государственные банки, негосударственные банки, kredit, muammoli kreditlar, davlat banklari, nodavlat banklar

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