Ensuring financial stability in agricultural financing through the integration of budgetary, insurance and banking mechanisms

Imomov , Rustam, Имомов , Рустам, Imomov , Rustam

Иқтисодий тараққиёт ва таҳлил · 2025-yil

Annotatsiya

This article examines how financial stability in agriculture can be enhanced through the integration of budgetary, insurance and banking mechanisms of agricultural financing. The main purpose of the study is to assess the synergistic effect of combining government budget support, agricultural insurance and commercial bank lending in the context of Uzbekistan’s rural sector. The methodological framework includes a literature review, correlation and regression analysis, an insurance pricing model, credit risk analysis and the assessment of a farm capitalization index. The empirical database is built using statistics from international organizations such as the IMF, FAO, World Bank and OECD, as well as official data from Uzbekistan. The results show that higher public agricultural expenditure reduces the volatility of agricultural growth, expanded insurance coverage improves farmers’ access to credit, and insured loans exhibit significantly lower default probabilities. The relatively low farm capitalization index indicates that Uzbekistan’s agricultural sector is undercapitalized and constrained in terms of long-term investments. The authors argue that the integrated use of budgetary support, insurance schemes and bank lending should be viewed as a strategic direction for strengthening financial stability in agriculture and propose practical policy recommendations for agricultural and financial authorities.

Maqola ma’lumotlari
MualliflarImomov , Rustam, Имомов , Рустам, Imomov , Rustam
JurnalИқтисодий тараққиёт ва таҳлил
NashriyotЎзбекистон иқтисодиётини ривожлантиришнинг илмий-тадқиқот маркази
ISSN2992-877X
Nashr sanasi2025-11-28
Jild3
Son11
Betlar62-69
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.60078/2992-877x-2025-vol3-iss11-pp62-69
Indeksga qo‘shilgan2026-08-27

DOI: 10.60078/2992-877x-2025-vol3-iss11-pp62-69 · Maqolaning asl sahifasi

Kalit so‘zlar

agricultural financing, financial stability, budgetary subsidies, agricultural insurance, bank lending, credit risk, capitalization index, финансирование сельского хозяйства, финансовая устойчивость, бюджетные субсидии, сельскохозяйственное страхование, банковское кредитование, кредитный риск, индекс капитализации, qishloq xo‘jaligini moliyalashtirish, moliyaviy barqarorlik, byudjet subsidiyalari, qishloq xo‘jaligi sug‘urtasi, bank kreditlash, kredit xavfi, kapitalizatsiya indeksi

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APAImomov , Rustam, Имомов , Рустам, & Imomov , Rustam (2025). ENSURING FINANCIAL STABILITY IN AGRICULTURAL FINANCING THROUGH THE INTEGRATION OF BUDGETARY, INSURANCE AND BANKING MECHANISMS. Иқтисодий тараққиёт ва таҳлил, 3(11), 62-69. https://doi.org/10.60078/2992-877x-2025-vol3-iss11-pp62-69
GOST (OAK)Imomov , Rustam, Имомов , Рустам, Imomov , Rustam ENSURING FINANCIAL STABILITY IN AGRICULTURAL FINANCING THROUGH THE INTEGRATION OF BUDGETARY, INSURANCE AND BANKING MECHANISMS // Иқтисодий тараққиёт ва таҳлил. – 2025. – T. 3, № 11. – P. 62-69. – DOI: 10.60078/2992-877x-2025-vol3-iss11-pp62-69.
MLAImomov , Rustam, Имомов , Рустам, and Imomov , Rustam. “ENSURING FINANCIAL STABILITY IN AGRICULTURAL FINANCING THROUGH THE INTEGRATION OF BUDGETARY, INSURANCE AND BANKING MECHANISMS.” Иқтисодий тараққиёт ва таҳлил, 3(11), 62-69, 2025. https://doi.org/10.60078/2992-877x-2025-vol3-iss11-pp62-69
ChicagoImomov , Rustam, Имомов , Рустам, and Imomov , Rustam. “ENSURING FINANCIAL STABILITY IN AGRICULTURAL FINANCING THROUGH THE INTEGRATION OF BUDGETARY, INSURANCE AND BANKING MECHANISMS.” Иқтисодий тараққиёт ва таҳлил, 3(11), 62-69 (2025). https://doi.org/10.60078/2992-877x-2025-vol3-iss11-pp62-69
HarvardImomov , Rustam, Имомов , Рустам, and Imomov , Rustam (2025) ‘ENSURING FINANCIAL STABILITY IN AGRICULTURAL FINANCING THROUGH THE INTEGRATION OF BUDGETARY, INSURANCE AND BANKING MECHANISMS’, Иқтисодий тараққиёт ва таҳлил, 3(11), 62-69. https://doi.org/10.60078/2992-877x-2025-vol3-iss11-pp62-69
BibTeX
@article{imomovrustam2025,
  title = {ENSURING FINANCIAL STABILITY IN AGRICULTURAL FINANCING THROUGH THE INTEGRATION OF BUDGETARY, INSURANCE AND BANKING MECHANISMS},
  author = {Imomov , Rustam and Имомов , Рустам and Imomov , Rustam},
  journal = {Иқтисодий тараққиёт ва таҳлил},
  year = {2025},
  volume = {3},
  number = {11},
  pages = {62-69},
  doi = {10.60078/2992-877x-2025-vol3-iss11-pp62-69},
  url = {https://doi.org/10.60078/2992-877x-2025-vol3-iss11-pp62-69}
}

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