Analysis of effective use of bank loans by clients in Uzbekistan

Xayitova , Maftuna, Хайитова , Мафтуна, Xayitova, Maftuna

Иқтисодий тараққиёт ва таҳлил · 2025-yil

Annotatsiya

Attention is paid to the initial investment and capital level of banks as an important issue, because the global financial and economic crisis that began in 2008 proved once again that increasing their capitalization level is one of the most important economic issues in ensuring the stability of the banking system. In our analysis, the level of our capitalization, its effect on credit efficiency and indicators of effective use of credit by consumers (clients) were analyzed on the example of Uzbek banks, and the author developed ideas as a solution to the problems. Data on credit rates of ATB "Agrobanki" and HSBC Holdings Bank of Great Britain were used.

Maqola ma’lumotlari
MualliflarXayitova , Maftuna, Хайитова , Мафтуна, Xayitova, Maftuna
JurnalИқтисодий тараққиёт ва таҳлил
NashriyotЎзбекистон иқтисодиётини ривожлантиришнинг илмий-тадқиқот маркази
ISSN2992-877X
Nashr sanasi2025-06-30
Jild3
Son6
Betlar133-143
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.60078/2992-877x-2025-vol3-iss6-pp133-143
Indeksga qo‘shilgan2026-08-27

DOI: 10.60078/2992-877x-2025-vol3-iss6-pp133-143 · Maqolaning asl sahifasi

Kalit so‘zlar

capitalization of banks, credit rates, profitability indicators, creditworthiness of the client, капитализация банков, кредитные ставки, показатели рентабельности, кредитоспособность клиента, banklar kapitallashuvi, kretit stаvkаlаri, daromadlilik koʻrsatkichlari, mijоzning kredit lаyоqаtliligi

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APAXayitova , Maftuna, Хайитова , Мафтуна, & Xayitova, Maftuna (2025). ANALYSIS OF EFFECTIVE USE OF BANK LOANS BY CLIENTS IN UZBEKISTAN. Иқтисодий тараққиёт ва таҳлил, 3(6), 133-143. https://doi.org/10.60078/2992-877x-2025-vol3-iss6-pp133-143
GOST (OAK)Xayitova , Maftuna, Хайитова , Мафтуна, Xayitova, Maftuna ANALYSIS OF EFFECTIVE USE OF BANK LOANS BY CLIENTS IN UZBEKISTAN // Иқтисодий тараққиёт ва таҳлил. – 2025. – T. 3, № 6. – P. 133-143. – DOI: 10.60078/2992-877x-2025-vol3-iss6-pp133-143.
MLAXayitova , Maftuna, Хайитова , Мафтуна, and Xayitova, Maftuna. “ANALYSIS OF EFFECTIVE USE OF BANK LOANS BY CLIENTS IN UZBEKISTAN.” Иқтисодий тараққиёт ва таҳлил, 3(6), 133-143, 2025. https://doi.org/10.60078/2992-877x-2025-vol3-iss6-pp133-143
ChicagoXayitova , Maftuna, Хайитова , Мафтуна, and Xayitova, Maftuna. “ANALYSIS OF EFFECTIVE USE OF BANK LOANS BY CLIENTS IN UZBEKISTAN.” Иқтисодий тараққиёт ва таҳлил, 3(6), 133-143 (2025). https://doi.org/10.60078/2992-877x-2025-vol3-iss6-pp133-143
HarvardXayitova , Maftuna, Хайитова , Мафтуна, and Xayitova, Maftuna (2025) ‘ANALYSIS OF EFFECTIVE USE OF BANK LOANS BY CLIENTS IN UZBEKISTAN’, Иқтисодий тараққиёт ва таҳлил, 3(6), 133-143. https://doi.org/10.60078/2992-877x-2025-vol3-iss6-pp133-143
BibTeX
@article{xayitovamaftuna2025,
  title = {ANALYSIS OF EFFECTIVE USE OF BANK LOANS BY CLIENTS IN UZBEKISTAN},
  author = {Xayitova , Maftuna and Хайитова , Мафтуна and Xayitova, Maftuna},
  journal = {Иқтисодий тараққиёт ва таҳлил},
  year = {2025},
  volume = {3},
  number = {6},
  pages = {133-143},
  doi = {10.60078/2992-877x-2025-vol3-iss6-pp133-143},
  url = {https://doi.org/10.60078/2992-877x-2025-vol3-iss6-pp133-143}
}

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