Features of investment behaviour in the context of fintech technology development

Karimova , Nurjakhon

Муҳандислик ва Иқтисодиёт · 2026-yil

Annotatsiya

The study focuses on the influence of digital investment platforms, mobile trading applications, robo-advisory tools, openbanking mechanisms and digital financial literacy on the decision-making process of retail investors. It is argued that fintech technologiesexpand access to capital markets, reduce transaction costs and strengthen investor autonomy. At the same time, the digitalizationof investment services may intensify behavioural risks, including impulsive trading, herd behaviour, overconfidence and excessive relianceon online information. The thesis also considers the relevance of fintech-driven investment behaviour for Uzbekistan, where theformation of a modern digital financial infrastructure creates new opportunities for increasing investment activity and developing thecapital market. The results indicate that the positive impact of fintech depends on the simultaneous development of investor protection,digital financial education and transparent regulation of investment platforms.

Maqola ma’lumotlari
MualliflarKarimova , Nurjakhon
JurnalМуҳандислик ва Иқтисодиёт
NashriyotПлеханов номидаги Россия иқтисодиёти университетининг Тошкент шаҳридаги филиали
ISSN3060-463X, 3060-463X
Nashr sanasi2026-03-30
Jild4
Son3
Betlar251-254
TilIngliz
Ilmiy sohaIqtisodiyot
Indeksga qo‘shilgan2026-08-26

Maqolaning asl sahifasi

Kalit so‘zlar

fintech, investment behaviour, retail investors, digital investment platforms, robo-advisory, open banking, digital financial literacy, behavioural finance, capital market, Uzbekistan.

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APAKarimova , Nurjakhon (2026). FEATURES OF INVESTMENT BEHAVIOUR IN THE CONTEXT OF FINTECH TECHNOLOGY DEVELOPMENT. Муҳандислик ва Иқтисодиёт, 4(3), 251-254. https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/3965
GOST (OAK)Karimova , Nurjakhon FEATURES OF INVESTMENT BEHAVIOUR IN THE CONTEXT OF FINTECH TECHNOLOGY DEVELOPMENT // Муҳандислик ва Иқтисодиёт. – 2026. – T. 4, № 3. – P. 251-254.
MLAKarimova , Nurjakhon. “FEATURES OF INVESTMENT BEHAVIOUR IN THE CONTEXT OF FINTECH TECHNOLOGY DEVELOPMENT.” Муҳандислик ва Иқтисодиёт, 4(3), 251-254, 2026. https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/3965
ChicagoKarimova , Nurjakhon. “FEATURES OF INVESTMENT BEHAVIOUR IN THE CONTEXT OF FINTECH TECHNOLOGY DEVELOPMENT.” Муҳандислик ва Иқтисодиёт, 4(3), 251-254 (2026). https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/3965
HarvardKarimova , Nurjakhon (2026) ‘FEATURES OF INVESTMENT BEHAVIOUR IN THE CONTEXT OF FINTECH TECHNOLOGY DEVELOPMENT’, Муҳандислик ва Иқтисодиёт, 4(3), 251-254. https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/3965
BibTeX
@article{karimovanurjakhon2026,
  title = {FEATURES OF INVESTMENT BEHAVIOUR IN THE CONTEXT OF FINTECH TECHNOLOGY DEVELOPMENT},
  author = {Karimova , Nurjakhon},
  journal = {Муҳандислик ва Иқтисодиёт},
  year = {2026},
  volume = {4},
  number = {3},
  pages = {251-254},
  url = {https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/3965}
}

Boshqa maqola uchun iqtibos tayyorlash

Муҳандислик ва Иқтисодиёт jurnalidan boshqa maqolalar

Муҳандислик ва Иқтисодиёт — barcha maqolalar · 2026-yil arxivi

Iqtisodiyot sohasidagi boshqa maqolalar

Iqtisodiyot sohasidagi OAK jurnallari