This article examines the impact of digital banking services on financial inclusion and population welfare. Thestudy analyzes how digital financial technologies improve access to banking services, reduce transaction costs, andenhance financial participation among underserved segments of the population. Particular attention is paid to the role ofmobile banking, online payment systems, and digital financial platforms in strengthening income security and expandingeconomic opportunities. The findings indicate that digital banking services significantly broaden financial inclusion, promotesocial equity, and contribute to higher living standards. The study concludes that digital banking serves as an importantdriver of inclusive economic development and sustainable welfare growth
| Mualliflar | Djuraev, Olimjon, Ermuminov , Elbek |
|---|---|
| Jurnal | Муҳандислик ва Иқтисодиёт |
| Nashr sanasi | 2026-03-01 |
| Jild | 4 |
| Son | 3 |
| Til | Ingliz |
digital banking services, financial inclusion, population welfare, digital finance, access to financial services, income stability, financial technology, economic inclusion, social welfare
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