The impact of digital banking services on financial inclusion and population welfare

Djuraev, Olimjon, Ermuminov , Elbek

Муҳандислик ва Иқтисодиёт · 2026-yil

Annotatsiya

This article examines the impact of digital banking services on financial inclusion and population welfare. Thestudy analyzes how digital financial technologies improve access to banking services, reduce transaction costs, andenhance financial participation among underserved segments of the population. Particular attention is paid to the role ofmobile banking, online payment systems, and digital financial platforms in strengthening income security and expandingeconomic opportunities. The findings indicate that digital banking services significantly broaden financial inclusion, promotesocial equity, and contribute to higher living standards. The study concludes that digital banking serves as an importantdriver of inclusive economic development and sustainable welfare growth

Maqola ma’lumotlari
MualliflarDjuraev, Olimjon, Ermuminov , Elbek
JurnalМуҳандислик ва Иқтисодиёт
NashriyotПлеханов номидаги Россия иқтисодиёти университетининг Тошкент шаҳридаги филиали
ISSN3060-463X, 3060-463X
Nashr sanasi2026-03-01
Jild4
Son3
TilIngliz
Ilmiy sohaIqtisodiyot
Indeksga qo‘shilgan2026-08-26

Maqolaning asl sahifasi

Kalit so‘zlar

digital banking services, financial inclusion, population welfare, digital finance, access to financial services, income stability, financial technology, economic inclusion, social welfare

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APADjuraev, Olimjon, & Ermuminov , Elbek (2026). THE IMPACT OF DIGITAL BANKING SERVICES ON FINANCIAL INCLUSION AND POPULATION WELFARE. Муҳандислик ва Иқтисодиёт, 4(3). https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/2870
GOST (OAK)Djuraev, Olimjon, Ermuminov , Elbek THE IMPACT OF DIGITAL BANKING SERVICES ON FINANCIAL INCLUSION AND POPULATION WELFARE // Муҳандислик ва Иқтисодиёт. – 2026. – T. 4, № 3.
MLADjuraev, Olimjon, and Ermuminov , Elbek. “THE IMPACT OF DIGITAL BANKING SERVICES ON FINANCIAL INCLUSION AND POPULATION WELFARE.” Муҳандислик ва Иқтисодиёт, 4(3), 2026. https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/2870
ChicagoDjuraev, Olimjon, and Ermuminov , Elbek. “THE IMPACT OF DIGITAL BANKING SERVICES ON FINANCIAL INCLUSION AND POPULATION WELFARE.” Муҳандислик ва Иқтисодиёт, 4(3) (2026). https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/2870
HarvardDjuraev, Olimjon, and Ermuminov , Elbek (2026) ‘THE IMPACT OF DIGITAL BANKING SERVICES ON FINANCIAL INCLUSION AND POPULATION WELFARE’, Муҳандислик ва Иқтисодиёт, 4(3). https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/2870
BibTeX
@article{djuraevolimjon2026,
  title = {THE IMPACT OF DIGITAL BANKING SERVICES ON FINANCIAL INCLUSION AND POPULATION WELFARE},
  author = {Djuraev, Olimjon and Ermuminov , Elbek},
  journal = {Муҳандислик ва Иқтисодиёт},
  year = {2026},
  volume = {4},
  number = {3},
  url = {https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/2870}
}

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