Being a strategic approach, the DuPont model serves as an all-encompassing technique to assessing financial performance and management efficiency. This study evaluates the financial performance of JSICB Ipak Yuli for the years 2016 to 2023 using the DuPont analysis that splits ROE into net profit margin, total asset turnover, and equity multiplier. This approach, unlike others, enables a better granular understanding of drivers behind ROE. The results show that a decline by half in profit margin was the most important reason behind the drop in ROE in 2020, meanwhile the increase in efficiency of assets contributed to a rise in total asset turnover. Moreover, the decrease in equity multiplier indicates that there was less reliance on debt financing in the later years. Though there was a decrease in ROE in 2020, the bank was able to recover in a short time due to internally generated profitability and effective cost control. However, it is not without faults such as the reliance on outdated financial information, failing to consider non-financial factors like regulatory changes or environmental elements. Nonetheless, the study shows that DuPont analysis is efficient at revealing performance outcomes and defining performance drivers related to ROE trends in banking.
| Mualliflar | Ashiralieva, Gayratjon kizi |
|---|---|
| Jurnal | «Инновацион иқтисодиёт» журнали |
| Nashr sanasi | 2026-02-12 |
| Jild | 50 |
| Son | 01 |
DuPont analysis, ROE, ROA, performance evaluation, financial performance, decision making., анализ Дюпона, ROE, ROA, оценка эффективности, финансовая результативность, принятие решений, DuPont tahlili, ROE, ROA, samaradorlikni baholash, moliyaviy faoliyat, qaror qabul qilish
In this article, one of the main factors in the development of digital services in rural areas of the region is the population's demand for services, the creation of new industries and strengthening their functioning…
This article examines the role of human capital in enhancing enterprise efficiency. Human capital, consisting of employees’ knowledge, skills, and experience, is a crucial factor in increasing competitiveness and…
This article examines the issues of increasing the efficiency of using innovative technologies in the development of agriculture. The study analyzes the impact of modern agrotechnologies, digital solutions, and…
This article examines the composition of the world population, its changes, and prospects, including the rate of change in the world population from 1960 to 2025 and projected figures for 2050, the state of the 20…
This article analyzes the development processes of the private sector and public–private partnership (PPP) mechanisms in the healthcare system of Uzbekistan from both theoretical and practical perspectives. The study…
This article examines institutional and financial mechanisms for improving the efficiency of project financing of investment projects in commercial banks. The study is based on a theoretical analysis of project…
This article examines the role and importance of cold chain infrastructure in increasing the added value of fruits and vegetables. It analyzes the cost-effectiveness of temperature control systems in fruit and vegetable…
This article scientifically analyzes the main tax sources of local budget revenues, their economic content, and their role in ensuring the financial stability of regions. It also presents conclusions on issues of…
This scientific article comprehensively examines the issue of increasing economic efficiency in the agricultural sector through the implementation of innovative technologies. The research is based on a literature…
The article analyzes the current issues of implementing ISO standards in public administration bodies, their dynamics from 2015 to 2024, their effectiveness and prospects. The article examines the advantages and…