This article explores the theoretical foundations of the process of bank transformation and presents the scientific and theoretical views of foreign scholars, as well as the authorʼs own definitions related to transformation. Furthermore, the study examines the impact of transformation processes on improving banking efficiency through the implementation of modern technologies, the development of customer-oriented approaches, and the enhancement of employeesʼ professional qualifications. In addition, research has been conducted on attracting highly qualified specialists to banking practice
| Mualliflar | Umarova , Malika, Умарова , Малика, Umarova , Malika |
|---|---|
| Jurnal | Илғор иқтисодиёт ва педагогик технологиялар |
| Nashriyot | Тошкент давлат иқтисодиёт университети ҳузуридаги «Ўзбекистон иқтисодиётини ривожлантиришнинг илмий асослари ва муаммолари» илмий-тадқиқот маркази |
| ISSN | 1994-2025 |
| Nashr sanasi | 2025-10-31 |
| Jild | 2 |
| Son | 5 |
| Betlar | 797-803 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/3060-4842-2025-vol2-iss5-pp797-803 |
| Indeksga qo‘shilgan | 2026-08-26 |
DOI: 10.60078/3060-4842-2025-vol2-iss5-pp797-803 · Maqolaning asl sahifasi
banking, digital transformation, mobile applications, digitalization, customer identification, банк, цифровая трансформация, мобильные приложения, цифровизация, идентификация клиентов, bank, raqamli transformatsiya, mobil ilovalar, raqamlashtirish, mijozlarni identifikatsiyalash
| APA | Umarova , Malika, Умарова , Малика, & Umarova , Malika (2025). SCIENTIFIC AND THEORETICAL APPROACHES TO THE DIGITAL TRANSFORMATION OF BANKS. Илғор иқтисодиёт ва педагогик технологиялар, 2(5), 797-803. https://doi.org/10.60078/3060-4842-2025-vol2-iss5-pp797-803 |
|---|---|
| GOST (OAK) | Umarova , Malika, Умарова , Малика, Umarova , Malika SCIENTIFIC AND THEORETICAL APPROACHES TO THE DIGITAL TRANSFORMATION OF BANKS // Илғор иқтисодиёт ва педагогик технологиялар. – 2025. – T. 2, № 5. – P. 797-803. – DOI: 10.60078/3060-4842-2025-vol2-iss5-pp797-803. |
| MLA | Umarova , Malika, Умарова , Малика, and Umarova , Malika. “SCIENTIFIC AND THEORETICAL APPROACHES TO THE DIGITAL TRANSFORMATION OF BANKS.” Илғор иқтисодиёт ва педагогик технологиялар, 2(5), 797-803, 2025. https://doi.org/10.60078/3060-4842-2025-vol2-iss5-pp797-803 |
| Chicago | Umarova , Malika, Умарова , Малика, and Umarova , Malika. “SCIENTIFIC AND THEORETICAL APPROACHES TO THE DIGITAL TRANSFORMATION OF BANKS.” Илғор иқтисодиёт ва педагогик технологиялар, 2(5), 797-803 (2025). https://doi.org/10.60078/3060-4842-2025-vol2-iss5-pp797-803 |
| Harvard | Umarova , Malika, Умарова , Малика, and Umarova , Malika (2025) ‘SCIENTIFIC AND THEORETICAL APPROACHES TO THE DIGITAL TRANSFORMATION OF BANKS’, Илғор иқтисодиёт ва педагогик технологиялар, 2(5), 797-803. https://doi.org/10.60078/3060-4842-2025-vol2-iss5-pp797-803 |
| BibTeX | @article{umarovamalika2025,
title = {SCIENTIFIC AND THEORETICAL APPROACHES TO THE DIGITAL TRANSFORMATION OF BANKS},
author = {Umarova , Malika and Умарова , Малика and Umarova , Malika},
journal = {Илғор иқтисодиёт ва педагогик технологиялар},
year = {2025},
volume = {2},
number = {5},
pages = {797-803},
doi = {10.60078/3060-4842-2025-vol2-iss5-pp797-803},
url = {https://doi.org/10.60078/3060-4842-2025-vol2-iss5-pp797-803}
} |
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