This article highlights in detail the theoretical and practical foundations of assessment based on the rating system in strengthening the sustainability of commercial banks. The article analyzes the international experience of banking supervision, methods of rating assessment, as well as approaches to assessment based on the Camels system. The evaluation criteria, scales and methodological approaches used in rating systems, in particular numerical and alphabetical rating expressions, are considered in detail. The advantages, limitations, and conditions of using complex and expert assessment methods are also substantiated, as well as essential aspects of the assessment model when choosing a criterion. The article highlights the need to collect high-quality information, apply mathematical and statistical models, and choose the right assessment parameters to improve the effectiveness of the rating system. The rating system is recognized as an important tool in improving the reliability and stability of banks through an objective assessment of their financial condition.
| Mualliflar | Kholov , Nabijon, Холов , Набижон, Xolov , Nabijon |
|---|---|
| Jurnal | Илғор иқтисодиёт ва педагогик технологиялар |
| Nashriyot | Тошкент давлат иқтисодиёт университети ҳузуридаги «Ўзбекистон иқтисодиётини ривожлантиришнинг илмий асослари ва муаммолари» илмий-тадқиқот маркази |
| ISSN | 1994-2025 |
| Nashr sanasi | 2025-05-04 |
| Jild | 2 |
| Son | 2 |
| Betlar | 792-797 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/3060-4842-2025-vol2-iss2-pp792-797 |
| Indeksga qo‘shilgan | 2026-08-26 |
DOI: 10.60078/3060-4842-2025-vol2-iss2-pp792-797 · Maqolaning asl sahifasi
commercial banks, rating system, banking supervision, CAMELS system, financial stability, expert assessment, comprehensive analysis, assessment of banking activity, digital and alphabetical rating, evaluation criteria, коммерческие банки, рейтинговая система, банковский надзор, система CAMELS, финансовая устойчивость, экспертная оценка, комплексный анализ, оценка банковской деятельности, цифровой и алфавитный рейтинг, критерии оценки, tijorat banklari, reyting tizimi, bank nazorati, CAMELS tizimi, moliyaviy barqarorlik, ekspert baholash, kompleks tahlil, bank faoliyatini baholash, raqamli va alifbo reytingi, baholash mezonlari
| APA | Kholov , Nabijon, Холов , Набижон, & Xolov , Nabijon (2025). METHODS FOR ASSESSING THE SUSTAINABILITY OF COMMERCIAL BANKS BASED ON THE RATING SYSTEM. Илғор иқтисодиёт ва педагогик технологиялар, 2(2), 792-797. https://doi.org/10.60078/3060-4842-2025-vol2-iss2-pp792-797 |
|---|---|
| GOST (OAK) | Kholov , Nabijon, Холов , Набижон, Xolov , Nabijon METHODS FOR ASSESSING THE SUSTAINABILITY OF COMMERCIAL BANKS BASED ON THE RATING SYSTEM // Илғор иқтисодиёт ва педагогик технологиялар. – 2025. – T. 2, № 2. – P. 792-797. – DOI: 10.60078/3060-4842-2025-vol2-iss2-pp792-797. |
| MLA | Kholov , Nabijon, Холов , Набижон, and Xolov , Nabijon. “METHODS FOR ASSESSING THE SUSTAINABILITY OF COMMERCIAL BANKS BASED ON THE RATING SYSTEM.” Илғор иқтисодиёт ва педагогик технологиялар, 2(2), 792-797, 2025. https://doi.org/10.60078/3060-4842-2025-vol2-iss2-pp792-797 |
| Chicago | Kholov , Nabijon, Холов , Набижон, and Xolov , Nabijon. “METHODS FOR ASSESSING THE SUSTAINABILITY OF COMMERCIAL BANKS BASED ON THE RATING SYSTEM.” Илғор иқтисодиёт ва педагогик технологиялар, 2(2), 792-797 (2025). https://doi.org/10.60078/3060-4842-2025-vol2-iss2-pp792-797 |
| Harvard | Kholov , Nabijon, Холов , Набижон, and Xolov , Nabijon (2025) ‘METHODS FOR ASSESSING THE SUSTAINABILITY OF COMMERCIAL BANKS BASED ON THE RATING SYSTEM’, Илғор иқтисодиёт ва педагогик технологиялар, 2(2), 792-797. https://doi.org/10.60078/3060-4842-2025-vol2-iss2-pp792-797 |
| BibTeX | @article{kholovnabijon2025,
title = {METHODS FOR ASSESSING THE SUSTAINABILITY OF COMMERCIAL BANKS BASED ON THE RATING SYSTEM},
author = {Kholov , Nabijon and Холов , Набижон and Xolov , Nabijon},
journal = {Илғор иқтисодиёт ва педагогик технологиялар},
year = {2025},
volume = {2},
number = {2},
pages = {792-797},
doi = {10.60078/3060-4842-2025-vol2-iss2-pp792-797},
url = {https://doi.org/10.60078/3060-4842-2025-vol2-iss2-pp792-797}
} |
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