This article explores the applicability of the Risk-Based Capital (RBC) framework to the insurance market of the Republic of Uzbekistan. Drawing upon international best practices, especially the APRA model from Australia, the study empirically assesses the capital structure comprised of premium, claims liability, and asset risks. The analysis revealed the dominant role of insurance-related risks in capital requirements and emphasized the need to transition from rigid normative regulation to a more risk-sensitive and adaptive supervisory approach. The paper provides policy recommendations for a phased implementation of RBC, including the development of a localized model, creation of a national actuarial database, and modernization of regulatory frameworks.
| Mualliflar | Ergasheva , Farangiz, Эргашева , Фарангиз, Ergasheva , Farangiz |
|---|---|
| Jurnal | Илғор иқтисодиёт ва педагогик технологиялар |
| Nashr sanasi | 2025-04-15 |
| Jild | 2 |
| Son | 2 |
| Betlar | 508-514 |
| Til | Rus |
| DOI | 10.60078/3060-4842-2025-vol2-iss2-pp508-514 |
DOI: 10.60078/3060-4842-2025-vol2-iss2-pp508-514 · Maqolaning asl sahifasi
risk-based capital, insurance market, Uzbekistan, regulatory reform, prudential supervision, actuarial analysis, риск-ориентированный капитал, страховой рынок, Узбекистан, регуляторная реформа, пруденциальное регулирование, актуарный анализ, riskka asoslangan kapital, sugʻurta bozori, Oʻzbekiston, tartibga solish islohoti, ehtiyotkorlik nazorati, aktuar tahlil
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