This article analyzes the current state of the credit system for small and medium-sized enterprises (SMEs) in Uzbekistan. Based on international experience and empirical research, the main constraints in SME financing are identified. The paper proposes strategic measures aimed at developing credit information infrastructure, introducing collateral-free lending mechanisms, promoting digital financing tools, and strengthening public guarantee schemes.
| Mualliflar | Umarova , Iroda, Умарова , Ирода, Umarova , Iroda |
|---|---|
| Jurnal | Илғор иқтисодиёт ва педагогик технологиялар |
| Nashr sanasi | 2025-04-08 |
| Jild | 2 |
| Son | 2 |
| Betlar | 348-352 |
| Til | O‘zbek |
| DOI | 10.60078/3060-4842-2025-vol2-iss2-pp348-352 |
DOI: 10.60078/3060-4842-2025-vol2-iss2-pp348-352 · Maqolaning asl sahifasi
small and medium-sized enterprises, credit system, financial inclusion, collateral policy, digital financing, малый и средний бизнес, система кредитования, финансовая инклюзия, залоговая политика, цифровое финансирование, kichik va o‘rta biznes, kreditlash tizimi, moliyaviy inklyuziya, garov siyosati, raqamli moliyalashtirish
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