The development of fintech technologies creates broad opportunities to expand access to modern microfinanceservices for individuals and small businesses. In Uzbekistan, the digitalization of the banking sector contributes tostrengthening financial inclusion, improving the quality of microfinance products, and optimizing transaction costs. Thearticle examines the role of digital platforms, online scoring, mobile banking, and alternative data sources in enhancingthe accessibility and efficiency of microfinance services. The study presents an analysis of current trends and prospectsfor the development of the fintech ecosystem and identifies key areas for further improvement of digital instruments in themicrofinance sector of the Republic of Uzbekistan.
| Mualliflar | Alimova , Aziza |
|---|---|
| Jurnal | Innovation science and technologiy |
| Nashr sanasi | 2026-08-01 |
| Jild | 2 |
| Son | 8 |
| Betlar | 100-106 |
| Til | Ingliz |
| DOI | 10.5281/zenodo.22081820 |
DOI: 10.5281/zenodo.22081820 · Maqolaning asl sahifasi
fintech, microfinance, digital transformation, financial inclusion, online scoring, mobile banking, digital platforms.
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