This article analyzes the main directions for improving the efficiency of commercial banks in the context of thetransformation of the banking system. The study examines the impact of banking system modernization, improvementof bank management, the introduction of digital banking services, and the diversification of banking services on bankingefficiency. In addition, the main financial indicators used to assess bank performance, mechanisms of banking riskmanagement, and modern approaches to improving operational efficiency are analyzed. Based on the research results,scientific and practical recommendations for improving the efficiency of commercial banks during the transformationprocess are proposed.
| Mualliflar | Babakhanova , Dildora |
|---|---|
| Jurnal | Innovation science and technologiy |
| Nashriyot | Тошкент давлат иқтисодиёт университети |
| Nashr sanasi | 2026-03-01 |
| Jild | 2 |
| Son | 3 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.5281/zenodo.19080777 |
| Indeksga qo‘shilgan | 2026-08-26 |
DOI: 10.5281/zenodo.19080777 · Maqolaning asl sahifasi
commercial banks, banking system transformation, banking efficiency, bank management, digital banking services, banking innovations, banking risks, financial stability, operational efficiency, diversification of banking services
| APA | Babakhanova , Dildora (2026). WAYS TO IMPROVE BANKING EFFICIENCY IN THE CONDITIONS OF TRANSFORMATION. Innovation science and technologiy, 2(3). https://doi.org/10.5281/zenodo.19080777 |
|---|---|
| GOST (OAK) | Babakhanova , Dildora WAYS TO IMPROVE BANKING EFFICIENCY IN THE CONDITIONS OF TRANSFORMATION // Innovation science and technologiy. – 2026. – T. 2, № 3. – DOI: 10.5281/zenodo.19080777. |
| MLA | Babakhanova , Dildora. “WAYS TO IMPROVE BANKING EFFICIENCY IN THE CONDITIONS OF TRANSFORMATION.” Innovation science and technologiy, 2(3), 2026. https://doi.org/10.5281/zenodo.19080777 |
| Chicago | Babakhanova , Dildora. “WAYS TO IMPROVE BANKING EFFICIENCY IN THE CONDITIONS OF TRANSFORMATION.” Innovation science and technologiy, 2(3) (2026). https://doi.org/10.5281/zenodo.19080777 |
| Harvard | Babakhanova , Dildora (2026) ‘WAYS TO IMPROVE BANKING EFFICIENCY IN THE CONDITIONS OF TRANSFORMATION’, Innovation science and technologiy, 2(3). https://doi.org/10.5281/zenodo.19080777 |
| BibTeX | @article{babakhanovadildora2026,
title = {WAYS TO IMPROVE BANKING EFFICIENCY IN THE CONDITIONS OF TRANSFORMATION},
author = {Babakhanova , Dildora},
journal = {Innovation science and technologiy},
year = {2026},
volume = {2},
number = {3},
doi = {10.5281/zenodo.19080777},
url = {https://doi.org/10.5281/zenodo.19080777}
} |
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