This article analyzes the mechanisms for implementing artificial intelligence (AI) technologies in the operationsof commercial banks in Uzbekistan from scientific, theoretical, and practical perspectives. Furthermore, the study focuseson issues of credit risk assessment, client segmentation, default probability forecasting, and the integration of AI intodecision-making processes within the banking system.Using a theoretical-analytical approach, the research examines the level, opportunities, and limitations of using artificialintelligence technologies in the activities of Uzbek commercial banks. Furthermore, the author presents a comparativeanalysis with the experience of AI implementation in banking systems within international practice. The article emphasizesthe necessity of establishing institutional and technological prerequisites for the successful integration of artificialintelligence into the banking system
| Mualliflar | Berdiyarov, Bakhriddin |
|---|---|
| Jurnal | Innovation science and technologiy |
| Nashriyot | Тошкент давлат иқтисодиёт университети |
| Nashr sanasi | 2025-12-01 |
| Jild | 1 |
| Son | 12 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.5281/zenodo.17847007 |
| Indeksga qo‘shilgan | 2026-08-26 |
DOI: 10.5281/zenodo.17847007 · Maqolaning asl sahifasi
artificial intelligence, commercial banks, credit risk, digital transformation, data analysis, risk management
| APA | Berdiyarov, Bakhriddin (2025). MECHANISM FOR IMPLEMENTING ARTIFICIAL INTELLIGENCE TECHNOLOGIES IN THE OPERATIONS OF COMMERCIAL BANKS IN UZBEKISTAN. Innovation science and technologiy, 1(12). https://doi.org/10.5281/zenodo.17847007 |
|---|---|
| GOST (OAK) | Berdiyarov, Bakhriddin MECHANISM FOR IMPLEMENTING ARTIFICIAL INTELLIGENCE TECHNOLOGIES IN THE OPERATIONS OF COMMERCIAL BANKS IN UZBEKISTAN // Innovation science and technologiy. – 2025. – T. 1, № 12. – DOI: 10.5281/zenodo.17847007. |
| MLA | Berdiyarov, Bakhriddin. “MECHANISM FOR IMPLEMENTING ARTIFICIAL INTELLIGENCE TECHNOLOGIES IN THE OPERATIONS OF COMMERCIAL BANKS IN UZBEKISTAN.” Innovation science and technologiy, 1(12), 2025. https://doi.org/10.5281/zenodo.17847007 |
| Chicago | Berdiyarov, Bakhriddin. “MECHANISM FOR IMPLEMENTING ARTIFICIAL INTELLIGENCE TECHNOLOGIES IN THE OPERATIONS OF COMMERCIAL BANKS IN UZBEKISTAN.” Innovation science and technologiy, 1(12) (2025). https://doi.org/10.5281/zenodo.17847007 |
| Harvard | Berdiyarov, Bakhriddin (2025) ‘MECHANISM FOR IMPLEMENTING ARTIFICIAL INTELLIGENCE TECHNOLOGIES IN THE OPERATIONS OF COMMERCIAL BANKS IN UZBEKISTAN’, Innovation science and technologiy, 1(12). https://doi.org/10.5281/zenodo.17847007 |
| BibTeX | @article{berdiyarovbakhriddin2025,
title = {MECHANISM FOR IMPLEMENTING ARTIFICIAL INTELLIGENCE TECHNOLOGIES IN THE OPERATIONS OF COMMERCIAL BANKS IN UZBEKISTAN},
author = {Berdiyarov, Bakhriddin},
journal = {Innovation science and technologiy},
year = {2025},
volume = {1},
number = {12},
doi = {10.5281/zenodo.17847007},
url = {https://doi.org/10.5281/zenodo.17847007}
} |
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