DIGITAL TRANSFORMATION OF BANKING SERVICES AND CHALLENGES IN ENSURING CYBERSECURITY

Mengniyozov , Anvar, Менгниёзов , Анвар, Mengniyozov , Anvar

Иқтисодий тараққиёт ва таҳлил · 2026-yil

Annotatsiya

This study is devoted to examining the issues of ensuring cybersecurity and the stable functioning of the banking system of Uzbekistan in the context of the rapid development of digital banking services. The digitalization of the banking sector has led to the emergence of new products and services, such as digital banks and financial ecosystems, thereby increasing the relevance of national financial and cybersecurity challenges. The purpose of the research is to characterize the main directions of the digital transformation of banking services within the context of cybersecurity. The article systematizes theoretical approaches to the concept of digital transformation of banking services, conducts a comparative analysis based on international experience, analyzes the dynamics of cyber threats and their target objects within the banking system of Uzbekistan, and develops proposals aimed at strengthening cybersecurity. The research findings have practical significance for the development of state regulation mechanisms and sustainable development strategies in the banking sector.

Maqola ma’lumotlari
MualliflarMengniyozov , Anvar, Менгниёзов , Анвар, Mengniyozov , Anvar
JurnalИқтисодий тараққиёт ва таҳлил
Nashr sanasi2026-02-27
Jild4
Son2
Betlar129-139
TilO‘zbek
DOI10.60078/2992-877x-2026-vol4-iss2-pp129-139

Kalit so‘zlar

digitalization, digital transformation, business models, cyber threats, banking system, cybersecurity, цифровизация, цифровая трансформация, бизнес-модели, киберугрозы, банковская система, кибербезопасность, raqamlashtirish, raqamli transformatsiya, biznes-modella, kiberxatarlar, bank tizim, kiberxavfsizlik

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