This study is devoted to examining the issues of ensuring cybersecurity and the stable functioning of the banking system of Uzbekistan in the context of the rapid development of digital banking services. The digitalization of the banking sector has led to the emergence of new products and services, such as digital banks and financial ecosystems, thereby increasing the relevance of national financial and cybersecurity challenges. The purpose of the research is to characterize the main directions of the digital transformation of banking services within the context of cybersecurity. The article systematizes theoretical approaches to the concept of digital transformation of banking services, conducts a comparative analysis based on international experience, analyzes the dynamics of cyber threats and their target objects within the banking system of Uzbekistan, and develops proposals aimed at strengthening cybersecurity. The research findings have practical significance for the development of state regulation mechanisms and sustainable development strategies in the banking sector.
| Mualliflar | Mengniyozov , Anvar, Менгниёзов , Анвар, Mengniyozov , Anvar |
|---|---|
| Jurnal | Иқтисодий тараққиёт ва таҳлил |
| Nashriyot | Ўзбекистон иқтисодиётини ривожлантиришнинг илмий-тадқиқот маркази |
| ISSN | 2992-877X |
| Nashr sanasi | 2026-02-27 |
| Jild | 4 |
| Son | 2 |
| Betlar | 129-139 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/2992-877x-2026-vol4-iss2-pp129-139 |
| Indeksga qo‘shilgan | 2026-08-27 |
DOI: 10.60078/2992-877x-2026-vol4-iss2-pp129-139 · Maqolaning asl sahifasi
digitalization, digital transformation, business models, cyber threats, banking system, cybersecurity, цифровизация, цифровая трансформация, бизнес-модели, киберугрозы, банковская система, кибербезопасность, raqamlashtirish, raqamli transformatsiya, biznes-modella, kiberxatarlar, bank tizim, kiberxavfsizlik
| APA | Mengniyozov , Anvar, Менгниёзов , Анвар, & Mengniyozov , Anvar (2026). DIGITAL TRANSFORMATION OF BANKING SERVICES AND CHALLENGES IN ENSURING CYBERSECURITY. Иқтисодий тараққиёт ва таҳлил, 4(2), 129-139. https://doi.org/10.60078/2992-877x-2026-vol4-iss2-pp129-139 |
|---|---|
| GOST (OAK) | Mengniyozov , Anvar, Менгниёзов , Анвар, Mengniyozov , Anvar DIGITAL TRANSFORMATION OF BANKING SERVICES AND CHALLENGES IN ENSURING CYBERSECURITY // Иқтисодий тараққиёт ва таҳлил. – 2026. – T. 4, № 2. – P. 129-139. – DOI: 10.60078/2992-877x-2026-vol4-iss2-pp129-139. |
| MLA | Mengniyozov , Anvar, Менгниёзов , Анвар, and Mengniyozov , Anvar. “DIGITAL TRANSFORMATION OF BANKING SERVICES AND CHALLENGES IN ENSURING CYBERSECURITY.” Иқтисодий тараққиёт ва таҳлил, 4(2), 129-139, 2026. https://doi.org/10.60078/2992-877x-2026-vol4-iss2-pp129-139 |
| Chicago | Mengniyozov , Anvar, Менгниёзов , Анвар, and Mengniyozov , Anvar. “DIGITAL TRANSFORMATION OF BANKING SERVICES AND CHALLENGES IN ENSURING CYBERSECURITY.” Иқтисодий тараққиёт ва таҳлил, 4(2), 129-139 (2026). https://doi.org/10.60078/2992-877x-2026-vol4-iss2-pp129-139 |
| Harvard | Mengniyozov , Anvar, Менгниёзов , Анвар, and Mengniyozov , Anvar (2026) ‘DIGITAL TRANSFORMATION OF BANKING SERVICES AND CHALLENGES IN ENSURING CYBERSECURITY’, Иқтисодий тараққиёт ва таҳлил, 4(2), 129-139. https://doi.org/10.60078/2992-877x-2026-vol4-iss2-pp129-139 |
| BibTeX | @article{mengniyozovanvar2026,
title = {DIGITAL TRANSFORMATION OF BANKING SERVICES AND CHALLENGES IN ENSURING CYBERSECURITY},
author = {Mengniyozov , Anvar and Менгниёзов , Анвар and Mengniyozov , Anvar},
journal = {Иқтисодий тараққиёт ва таҳлил},
year = {2026},
volume = {4},
number = {2},
pages = {129-139},
doi = {10.60078/2992-877x-2026-vol4-iss2-pp129-139},
url = {https://doi.org/10.60078/2992-877x-2026-vol4-iss2-pp129-139}
} |
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