Transformation of the competitive environment of banks under the influence of artificial intelligence

Fattaxova , Munisa, Фаттахова , Муниса, Фаттахова , Муниса

Иқтисодий тараққиёт ва таҳлил · 2025-yil

Annotatsiya

The article is devoted to analyzing the transformation of the banking sector in the context of the active implementation of artificial intelligence (AI) technologies. It examines the key areas of AI application in banking activities, including automation of operational processes, intelligent risk management, personalization of customer services, and the development of innovative financial products. Special attention is given to how AI changes traditional banking business models, enhances banks’ competitiveness, and creates new strategic advantages in the financial market. The challenges and risks of digital transformation including cybersecurity issues, the ethics of AI usage, and compliance with regulatory requirements are analyzed. The study concludes that the integration of AI technologies into the banking system is becoming an essential condition for its sustainable development and global competitiveness.

Maqola ma’lumotlari
MualliflarFattaxova , Munisa, Фаттахова , Муниса, Фаттахова , Муниса
JurnalИқтисодий тараққиёт ва таҳлил
NashriyotЎзбекистон иқтисодиётини ривожлантиришнинг илмий-тадқиқот маркази
ISSN2992-877X
Nashr sanasi2025-12-29
Jild3
Son12
Betlar75-83
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.60078/2992-877x-2025-vol3-iss12-pp75-83
Indeksga qo‘shilgan2026-08-27

DOI: 10.60078/2992-877x-2025-vol3-iss12-pp75-83 · Maqolaning asl sahifasi

Kalit so‘zlar

artificial intelligence, banking sector, digital transformation, competitiveness, financial innovations, financial technologies, искусственный интеллект, банковский секто, ые слова: искусственный интеллект, банковский сектор, цифровая трансформация, конкурентоспособность, инновации в финансах, финансовые технологии, sun’iy intellekt, bank sektori, raqamli transformatsiya, raqobatbardoshlik, moliyadagi innovatsiyala, moliyaviy texnologiyalar

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APAFattaxova , Munisa, Фаттахова , Муниса, & Фаттахова , Муниса (2025). TRANSFORMATION OF THE COMPETITIVE ENVIRONMENT OF BANKS UNDER THE INFLUENCE OF ARTIFICIAL INTELLIGENCE. Иқтисодий тараққиёт ва таҳлил, 3(12), 75-83. https://doi.org/10.60078/2992-877x-2025-vol3-iss12-pp75-83
GOST (OAK)Fattaxova , Munisa, Фаттахова , Муниса, Фаттахова , Муниса TRANSFORMATION OF THE COMPETITIVE ENVIRONMENT OF BANKS UNDER THE INFLUENCE OF ARTIFICIAL INTELLIGENCE // Иқтисодий тараққиёт ва таҳлил. – 2025. – T. 3, № 12. – P. 75-83. – DOI: 10.60078/2992-877x-2025-vol3-iss12-pp75-83.
MLAFattaxova , Munisa, Фаттахова , Муниса, and Фаттахова , Муниса. “TRANSFORMATION OF THE COMPETITIVE ENVIRONMENT OF BANKS UNDER THE INFLUENCE OF ARTIFICIAL INTELLIGENCE.” Иқтисодий тараққиёт ва таҳлил, 3(12), 75-83, 2025. https://doi.org/10.60078/2992-877x-2025-vol3-iss12-pp75-83
ChicagoFattaxova , Munisa, Фаттахова , Муниса, and Фаттахова , Муниса. “TRANSFORMATION OF THE COMPETITIVE ENVIRONMENT OF BANKS UNDER THE INFLUENCE OF ARTIFICIAL INTELLIGENCE.” Иқтисодий тараққиёт ва таҳлил, 3(12), 75-83 (2025). https://doi.org/10.60078/2992-877x-2025-vol3-iss12-pp75-83
HarvardFattaxova , Munisa, Фаттахова , Муниса, and Фаттахова , Муниса (2025) ‘TRANSFORMATION OF THE COMPETITIVE ENVIRONMENT OF BANKS UNDER THE INFLUENCE OF ARTIFICIAL INTELLIGENCE’, Иқтисодий тараққиёт ва таҳлил, 3(12), 75-83. https://doi.org/10.60078/2992-877x-2025-vol3-iss12-pp75-83
BibTeX
@article{fattaxovamunisa2025,
  title = {TRANSFORMATION OF THE COMPETITIVE ENVIRONMENT OF BANKS UNDER THE INFLUENCE OF ARTIFICIAL INTELLIGENCE},
  author = {Fattaxova , Munisa and Фаттахова , Муниса and Фаттахова , Муниса},
  journal = {Иқтисодий тараққиёт ва таҳлил},
  year = {2025},
  volume = {3},
  number = {12},
  pages = {75-83},
  doi = {10.60078/2992-877x-2025-vol3-iss12-pp75-83},
  url = {https://doi.org/10.60078/2992-877x-2025-vol3-iss12-pp75-83}
}

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