This article comprehensively covers issues related to improving the financing process for small and medium-sized businesses through bank loans. The research analyzes the role of commercial banks in lending to small and medium-sized businesses, existing problems, and advanced approaches to addressing them. Furthermore, the current state of financing mechanisms for small businesses in the banking system of Uzbekistan is studied, and directions for their modernization are justified based on foreign experience. The article puts forward practical proposals for improving bank credit policy, increasing the efficiency of credit resources, and implementing new mechanisms for financial support of business entities.
| Mualliflar | Melikov , Otabek, Меликов , Отабек, Melikov , Otabek |
|---|---|
| Jurnal | Иқтисодий тараққиёт ва таҳлил |
| Nashr sanasi | 2025-10-31 |
| Jild | 3 |
| Son | 10 |
| Betlar | 146-150 |
| Til | O‘zbek |
| DOI | 10.60078/2992-877x-2025-vol3-iss10-pp146-150 |
DOI: 10.60078/2992-877x-2025-vol3-iss10-pp146-150 · Maqolaning asl sahifasi
small and medium-sized enterprises (SMEs), business entities, lending, financing, малый и средний бизнес, субъекты предпринимательства, кредитование, финансирование, kichik va o‘rta biznes, tadbirkorlik subyektlari, kreditlash, moliyalashtirish
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