This article comprehensively covers issues related to improving the financing process for small and medium-sized businesses through bank loans. The research analyzes the role of commercial banks in lending to small and medium-sized businesses, existing problems, and advanced approaches to addressing them. Furthermore, the current state of financing mechanisms for small businesses in the banking system of Uzbekistan is studied, and directions for their modernization are justified based on foreign experience. The article puts forward practical proposals for improving bank credit policy, increasing the efficiency of credit resources, and implementing new mechanisms for financial support of business entities.
| Mualliflar | Melikov , Otabek, Меликов , Отабек, Melikov , Otabek |
|---|---|
| Jurnal | Иқтисодий тараққиёт ва таҳлил |
| Nashriyot | Ўзбекистон иқтисодиётини ривожлантиришнинг илмий-тадқиқот маркази |
| ISSN | 2992-877X |
| Nashr sanasi | 2025-10-31 |
| Jild | 3 |
| Son | 10 |
| Betlar | 146-150 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/2992-877x-2025-vol3-iss10-pp146-150 |
| Indeksga qo‘shilgan | 2026-08-27 |
DOI: 10.60078/2992-877x-2025-vol3-iss10-pp146-150 · Maqolaning asl sahifasi
small and medium-sized enterprises (SMEs), business entities, lending, financing, малый и средний бизнес, субъекты предпринимательства, кредитование, финансирование, kichik va o‘rta biznes, tadbirkorlik subyektlari, kreditlash, moliyalashtirish
| APA | Melikov , Otabek, Меликов , Отабек, & Melikov , Otabek (2025). IMPROVEMENT OF FINANCING SMALL AND MEDIUM-SIZED BUSINESSES THROUGH BANK LOANS. Иқтисодий тараққиёт ва таҳлил, 3(10), 146-150. https://doi.org/10.60078/2992-877x-2025-vol3-iss10-pp146-150 |
|---|---|
| GOST (OAK) | Melikov , Otabek, Меликов , Отабек, Melikov , Otabek IMPROVEMENT OF FINANCING SMALL AND MEDIUM-SIZED BUSINESSES THROUGH BANK LOANS // Иқтисодий тараққиёт ва таҳлил. – 2025. – T. 3, № 10. – P. 146-150. – DOI: 10.60078/2992-877x-2025-vol3-iss10-pp146-150. |
| MLA | Melikov , Otabek, Меликов , Отабек, and Melikov , Otabek. “IMPROVEMENT OF FINANCING SMALL AND MEDIUM-SIZED BUSINESSES THROUGH BANK LOANS.” Иқтисодий тараққиёт ва таҳлил, 3(10), 146-150, 2025. https://doi.org/10.60078/2992-877x-2025-vol3-iss10-pp146-150 |
| Chicago | Melikov , Otabek, Меликов , Отабек, and Melikov , Otabek. “IMPROVEMENT OF FINANCING SMALL AND MEDIUM-SIZED BUSINESSES THROUGH BANK LOANS.” Иқтисодий тараққиёт ва таҳлил, 3(10), 146-150 (2025). https://doi.org/10.60078/2992-877x-2025-vol3-iss10-pp146-150 |
| Harvard | Melikov , Otabek, Меликов , Отабек, and Melikov , Otabek (2025) ‘IMPROVEMENT OF FINANCING SMALL AND MEDIUM-SIZED BUSINESSES THROUGH BANK LOANS’, Иқтисодий тараққиёт ва таҳлил, 3(10), 146-150. https://doi.org/10.60078/2992-877x-2025-vol3-iss10-pp146-150 |
| BibTeX | @article{melikovotabek2025,
title = {IMPROVEMENT OF FINANCING SMALL AND MEDIUM-SIZED BUSINESSES THROUGH BANK LOANS},
author = {Melikov , Otabek and Меликов , Отабек and Melikov , Otabek},
journal = {Иқтисодий тараққиёт ва таҳлил},
year = {2025},
volume = {3},
number = {10},
pages = {146-150},
doi = {10.60078/2992-877x-2025-vol3-iss10-pp146-150},
url = {https://doi.org/10.60078/2992-877x-2025-vol3-iss10-pp146-150}
} |
Boshqa maqola uchun iqtibos tayyorlash
This paper examines the emergence and development of the venture capital (VC) ecosystem in Uzbekistan, a transition economy in Central Asia striving to foster innovation and high-growth entrepreneurship. Drawing on…
This article proposes a methodology for determining and analyzing the volume and value of “non-working” savings of the population of Uzbekistan, that is, investments and reserves in monetary and non-monetary form, not…
This article discusses the theoretical and practical issues of improving the taxation system of business entities in Uzbekistan. The ways of supporting entrepreneurial activity through liberalization of tax policy…
This article examines the role and significance of tax control measures in ensuring the stability of the state budget. The dynamics of taxes collected as a result of tax authority inspections during 2019–2024 are…
The article analyzes the mechanisms of attracting foreign investments and existing challenges in Uzbekistan. The research focuses on improving the investment climate, creating favorable conditions for foreign investors…
This article analyzes the development indicators of small business and entrepreneurship in the economy of Uzbekistan. The analysis reveals problems such as imbalances in financing small business activities, a decline in…
This article is devoted to improving the methodology for applying artificial intelligence (AI) systems in order to achieve sustainable economic growth in the conditions of Uzbekistan. The main goal of the research is to…
This article examines the mechanisms for implementing the "Smart Electronic" platform for the effective organization of the commercialization processes of the digital services market in the region's industry. In the…
This article analyzes the economic efficiency of the railway transport system, its current state, existing problems, and ways to eliminate them. The role of the transport system in the national economy, the need for its…
This article highlights the factors contributing to the emergence of non-performing loans in commercial banks and their impact on the quality of bank assets. The study systematically analyzes the micro and macro factors…
Иқтисодий тараққиёт ва таҳлил — barcha maqolalar · 2025-yil arxivi
This article discusses the problem loans (NPL) in the banking system, their characteristics, accounting and statistics, the correct calculation of reserves for them, the state of reserves created against possible losses…
Ushbu maqolada tijorat banklarining depozit va kreditlari YIM ga nisbatan tendensiyasi va maqsadli ko‘rsatkichlar bo‘yicha amaldagi holati tahlil qilingan. Tijorat banklari balansidagi depozit va kredit ko‘rsatkichlari…
This article analyzes the adequacy of commercial banks' deposit base, the factors affecting it, the alignment of maturities, interest rates, and volumes between bank deposits and loans, as well as the growth trends of…
Bugungi kunda mamlakatimiz bank tizimida ham raqamli transformatsiyalash jarayonlari jadal kechmoqda.Ko‘rsatilayotgan raqamli bank xizmatlari ko‘rsatilishidan aholining foydalanish darajasi, bank tizimida amalga…
Ushbu maqolada depozit tushunchasi, bank depozitlarining turlari va ularning xususiyatlari, depozitlarnijalb qilishda ta’sir qiluvchi omillar o‘rganilgan. Tijorat banklaridaning depozitlarning muddatlari bo‘yicha…
Ushbu maqolada O‘zbekistonda ATBdagi jismoniy shaxslarning depozitlarining qiymati va foiz stavkalaritahlili hamda ularning qiymatini optimallashtirish mexanizmlari ko‘rib chiqilgan. Jismoniy shaxslarning bank…
This study examines the association between Internet use and self-rated health and investigates the role of online health information behaviors in this relationship. Using data from the 2021 Chinese General Social…
На материалах, опубликованных по август 2024 года, исследуется достаточность бюджетного покрытия обязательств государственно-частного партнёрства. Предложена совместная проверка объёма, сроков и допустимых источников…
Maqolada O‘zbekiston sport tashkilotlarida sun’iy intellekt (SI) va ma’lumotlarga asoslangan boshqaruvning iqtisodiy samaradorlik bilan bog‘liqligini o‘rganish uchun rasmiy statistik ma’lumotlar tahlil qilinadi…
The article analyzes the institutional formation and everyday educational practice of girls’ education in Turkestan in the late nineteenth and early twentieth centuries. It examines traditional schools led by otinoyi…
This study presents a comprehensive analysis of the geostrategic role of Khwarezm in the transregional trade system of Eurasia during the 9th–12th centuries, based on written sources, historiography, and archaeological…
В статье исследуется, почему налоговые и тарифные льготы могут не приводить к привлечению инвестиций в дата-центры для искусственного интеллекта (ИИ). На основе теории комплементарности М. Кремера построена…