Factors affecting the level of problem loans

Saidov , Hayatjon, Сaидoв , Ҳaётжoн, Сaидoв , Ҳaётжoн

Иқтисодий тараққиёт ва таҳлил · 2025-yil

Annotatsiya

In this article, the factors affecting the level of problem loans are studied. Many factors such as macroeconomic, financial, social, and personal factors are discussed in the analysis. Macroeconomic conditions, especially inflation, unemployment, and credit rates, credit problems will have a big impact on the level. Also, the credit policies of financial institutions and the low level of financial literacy may also have a negative effect on the ability of credit borrowers to repay their debts. Social factors, for example, people not being able to accurately assess their financial situation or not being well prepared for economic shocks, cause the level of problem loans to increase. Personal factors, including the borrower's ability to make rational financial decisions, personal past economic experience, or problems related to forgotten obligations play a large role.

Maqola ma’lumotlari
MualliflarSaidov , Hayatjon, Сaидoв , Ҳaётжoн, Сaидoв , Ҳaётжoн
JurnalИқтисодий тараққиёт ва таҳлил
NashriyotЎзбекистон иқтисодиётини ривожлантиришнинг илмий-тадқиқот маркази
ISSN2992-877X
Nashr sanasi2025-01-31
Jild3
Son1
Betlar387-393
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.60078/2992-877x-2025-vol3-iss1-pp387-393
Indeksga qo‘shilgan2026-08-27

DOI: 10.60078/2992-877x-2025-vol3-iss1-pp387-393 · Maqolaning asl sahifasi

Kalit so‘zlar

прoблемные кредиты, урoвень кредитoспoсoбнoсти, фaктoры влияния, бaнкoвский сектoр, финaнсoвый aнaлиз, экoнoмическaя устoйчивoсть, упрaвление рискaми, кредит, кредитнaя пoлитикa, инфляция, рефинaнсирoвaние, стaвки, финaнсoвaя устoйчивoсть, кредитный пoртфель, стaтус дoлжникa, credit, credit level, influencing factors, banking sector, financial analysis, economic stability, risk management, credit policies, inflation, refinancing, rates, financial stability, credit portfolios, borrowers’ status, муaммoли кредитлaр, кредит дaрaжaси, тaъсир этувчи oмиллaр, бaнк сектoри, мoлиявий тaхлил, иқтисoдий бaрқaрoрлик, рисклaрни бoшқaриш, кредит, кредит сиёсaтлaри, инфлaтция, қaйтa мoлиявий кўмaк, стaвкaлaр, мoлиявий бaрқaрoрлик, кредит пoртфели, қaрздoрлaр ҳолaти

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APASaidov , Hayatjon, Сaидoв , Ҳaётжoн, & Сaидoв , Ҳaётжoн (2025). FACTORS AFFECTING THE LEVEL OF PROBLEM LOANS. Иқтисодий тараққиёт ва таҳлил, 3(1), 387-393. https://doi.org/10.60078/2992-877x-2025-vol3-iss1-pp387-393
GOST (OAK)Saidov , Hayatjon, Сaидoв , Ҳaётжoн, Сaидoв , Ҳaётжoн FACTORS AFFECTING THE LEVEL OF PROBLEM LOANS // Иқтисодий тараққиёт ва таҳлил. – 2025. – T. 3, № 1. – P. 387-393. – DOI: 10.60078/2992-877x-2025-vol3-iss1-pp387-393.
MLASaidov , Hayatjon, Сaидoв , Ҳaётжoн, and Сaидoв , Ҳaётжoн. “FACTORS AFFECTING THE LEVEL OF PROBLEM LOANS.” Иқтисодий тараққиёт ва таҳлил, 3(1), 387-393, 2025. https://doi.org/10.60078/2992-877x-2025-vol3-iss1-pp387-393
ChicagoSaidov , Hayatjon, Сaидoв , Ҳaётжoн, and Сaидoв , Ҳaётжoн. “FACTORS AFFECTING THE LEVEL OF PROBLEM LOANS.” Иқтисодий тараққиёт ва таҳлил, 3(1), 387-393 (2025). https://doi.org/10.60078/2992-877x-2025-vol3-iss1-pp387-393
HarvardSaidov , Hayatjon, Сaидoв , Ҳaётжoн, and Сaидoв , Ҳaётжoн (2025) ‘FACTORS AFFECTING THE LEVEL OF PROBLEM LOANS’, Иқтисодий тараққиёт ва таҳлил, 3(1), 387-393. https://doi.org/10.60078/2992-877x-2025-vol3-iss1-pp387-393
BibTeX
@article{saidovhayatjon2025,
  title = {FACTORS AFFECTING THE LEVEL OF PROBLEM LOANS},
  author = {Saidov , Hayatjon and Сaидoв , Ҳaётжoн and Сaидoв , Ҳaётжoн},
  journal = {Иқтисодий тараққиёт ва таҳлил},
  year = {2025},
  volume = {3},
  number = {1},
  pages = {387-393},
  doi = {10.60078/2992-877x-2025-vol3-iss1-pp387-393},
  url = {https://doi.org/10.60078/2992-877x-2025-vol3-iss1-pp387-393}
}

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