This article examines the regulatory and legal foundations of credit accounting in digital banks, mechanisms for managing credit risk, and the impact of modern digital technologies on the banking sector. The study analyses national legislation, international standards (Basel III, EBA guidelines), and global best practices to identify existing challenges in regulating digital lending processes. The findings reveal that the enhancement of regulatory frameworks is essential for improving transparency, information security, and the overall quality of bank credit portfolios.
| Mualliflar | Jumayeva Gulrux Jo‘raqulovna, Yusupov Otayor Otabekovich |
|---|---|
| Jurnal | «Инновацион иқтисодиёт» журнали |
| Nashriyot | Қарши дaвлaт техника универcитети |
| ISSN | 3030-315x |
| Nashr sanasi | 2026-07-03 |
| Jild | 50 |
| Son | 6 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| Indeksga qo‘shilgan | 2026-08-26 |
digital banking, lending, regulatory framework, credit risk, fintech, digital transformation, цифровые банки, кредитование, нормативно-правовое регулирование, кредитный риск, финтех, цифровая трансформация, raqamli banklar, kreditlash, me’yoriy-huquqiy asoslar, kredit riski,, fintech, raqamli transformatsiya, bank nazorati.
| APA | Jumayeva Gulrux Jo‘raqulovna, & Yusupov Otayor Otabekovich (2026). Regulatory framework for credit accounting in digital banks. «Инновацион иқтисодиёт» журнали, 50(6). https://ojs.qmii.uz/index.php/ej/article/view/1547 |
|---|---|
| GOST (OAK) | Jumayeva Gulrux Jo‘raqulovna, Yusupov Otayor Otabekovich Regulatory framework for credit accounting in digital banks // «Инновацион иқтисодиёт» журнали. – 2026. – T. 50, № 6. |
| MLA | Jumayeva Gulrux Jo‘raqulovna, and Yusupov Otayor Otabekovich. “Regulatory framework for credit accounting in digital banks.” «Инновацион иқтисодиёт» журнали, 50(6), 2026. https://ojs.qmii.uz/index.php/ej/article/view/1547 |
| Chicago | Jumayeva Gulrux Jo‘raqulovna, and Yusupov Otayor Otabekovich. “Regulatory framework for credit accounting in digital banks.” «Инновацион иқтисодиёт» журнали, 50(6) (2026). https://ojs.qmii.uz/index.php/ej/article/view/1547 |
| Harvard | Jumayeva Gulrux Jo‘raqulovna, and Yusupov Otayor Otabekovich (2026) ‘Regulatory framework for credit accounting in digital banks’, «Инновацион иқтисодиёт» журнали, 50(6). https://ojs.qmii.uz/index.php/ej/article/view/1547 |
| BibTeX | @article{jumayevagulruxjoraqulovna2026,
title = {Regulatory framework for credit accounting in digital banks},
author = {Jumayeva Gulrux Jo‘raqulovna and Yusupov Otayor Otabekovich},
journal = {«Инновацион иқтисодиёт» журнали},
year = {2026},
volume = {50},
number = {6},
url = {https://ojs.qmii.uz/index.php/ej/article/view/1547}
} |
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