Artificial intelligence systems for assessing creditworthiness

Mardonova , Durdona

Яшил иқтисодиёт ва тараққиёт · 2025-yil

Annotatsiya

This paper explores the application of Artificial Intelligence (AI) systems in assessing creditworthiness. AI-basedmodels leverage large datasets, machine learning, and advanced analytics to evaluate the credit risk of individualsand organizations more accurately and efficiently than traditional methods. By incorporating alternative data sources, AIsystems can provide deeper insights into the financial behavior of borrowers, enhancing the decision-making process forcredit institutions. This study examines the effectiveness, advantages, and challenges of using AI in credit assessmentsand highlights its potential to revolutionize the financial sector.

Maqola ma’lumotlari
MualliflarMardonova , Durdona
JurnalЯшил иқтисодиёт ва тараққиёт
NashriyotТошкент давлат иқтисодиёт университети
ISSN2992-8982
Nashr sanasi2025-05-01
Jild3
Son5
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.5281/zenodo.15648565
Indeksga qo‘shilgan2026-08-26

DOI: 10.5281/zenodo.15648565 · Maqolaning asl sahifasi

Kalit so‘zlar

Artificial Intelligence, Creditworthiness, Machine Learning, Credit Risk, Financial Technology, Alternative Data, AI Models, Credit Scoring, Financial Institutions, Credit Data Analytics.

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APAMardonova , Durdona (2025). Artificial intelligence systems for assessing creditworthiness. Яшил иқтисодиёт ва тараққиёт, 3(5). https://doi.org/10.5281/zenodo.15648565
GOST (OAK)Mardonova , Durdona Artificial intelligence systems for assessing creditworthiness // Яшил иқтисодиёт ва тараққиёт. – 2025. – T. 3, № 5. – DOI: 10.5281/zenodo.15648565.
MLAMardonova , Durdona. “Artificial intelligence systems for assessing creditworthiness.” Яшил иқтисодиёт ва тараққиёт, 3(5), 2025. https://doi.org/10.5281/zenodo.15648565
ChicagoMardonova , Durdona. “Artificial intelligence systems for assessing creditworthiness.” Яшил иқтисодиёт ва тараққиёт, 3(5) (2025). https://doi.org/10.5281/zenodo.15648565
HarvardMardonova , Durdona (2025) ‘Artificial intelligence systems for assessing creditworthiness’, Яшил иқтисодиёт ва тараққиёт, 3(5). https://doi.org/10.5281/zenodo.15648565
BibTeX
@article{mardonovadurdona2025,
  title = {Artificial intelligence systems for assessing creditworthiness},
  author = {Mardonova , Durdona},
  journal = {Яшил иқтисодиёт ва тараққиёт},
  year = {2025},
  volume = {3},
  number = {5},
  doi = {10.5281/zenodo.15648565},
  url = {https://doi.org/10.5281/zenodo.15648565}
}

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