The landscape of payment services in commercial banks is undergoing a profound transformation due to therise of digital technologies, heightened security concerns, and evolving customer expectations. This article exploresstrategies to improve payment service practices within commercial banks, emphasizing digital transformation, securityenhancements, customer experience, regulatory compliance, and innovation. Through a qualitative review of industrytrends, best practices, and case studies, this paper presents key recommendations for banks to optimize their paymentservices, streamline operations, and meet regulatory requirements. The findings suggest that the integration of advancedtechnologies such as automation, AI, blockchain, and machine learning will significantly improve the efficiency andsecurity of payment services. The study also highlights the importance of customer-centric approaches and regulatorycompliance in fostering trust and satisfaction among consumers.
| Mualliflar | Abdusamatov, Mamayusuf |
|---|---|
| Jurnal | Яшил иқтисодиёт ва тараққиёт |
| Nashriyot | Тошкент давлат иқтисодиёт университети |
| ISSN | 2992-8982 |
| Nashr sanasi | 2025-04-07 |
| Jild | 3 |
| Son | 4 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.5281/zenodo.15199509 |
| Indeksga qo‘shilgan | 2026-08-26 |
DOI: 10.5281/zenodo.15199509 · Maqolaning asl sahifasi
Payment services, commercial banks, digital transformation, security, customer experience, automation, artificial intelligence, blockchain, regulatory compliance, innovation
| APA | Abdusamatov, Mamayusuf (2025). Improving payment services practices in commercial banks: strategies for efficiency and security.. Яшил иқтисодиёт ва тараққиёт, 3(4). https://doi.org/10.5281/zenodo.15199509 |
|---|---|
| GOST (OAK) | Abdusamatov, Mamayusuf Improving payment services practices in commercial banks: strategies for efficiency and security. // Яшил иқтисодиёт ва тараққиёт. – 2025. – T. 3, № 4. – DOI: 10.5281/zenodo.15199509. |
| MLA | Abdusamatov, Mamayusuf. “Improving payment services practices in commercial banks: strategies for efficiency and security..” Яшил иқтисодиёт ва тараққиёт, 3(4), 2025. https://doi.org/10.5281/zenodo.15199509 |
| Chicago | Abdusamatov, Mamayusuf. “Improving payment services practices in commercial banks: strategies for efficiency and security..” Яшил иқтисодиёт ва тараққиёт, 3(4) (2025). https://doi.org/10.5281/zenodo.15199509 |
| Harvard | Abdusamatov, Mamayusuf (2025) ‘Improving payment services practices in commercial banks: strategies for efficiency and security.’, Яшил иқтисодиёт ва тараққиёт, 3(4). https://doi.org/10.5281/zenodo.15199509 |
| BibTeX | @article{abdusamatovmamayusuf2025,
title = {Improving payment services practices in commercial banks: strategies for efficiency and security.},
author = {Abdusamatov, Mamayusuf},
journal = {Яшил иқтисодиёт ва тараққиёт},
year = {2025},
volume = {3},
number = {4},
doi = {10.5281/zenodo.15199509},
url = {https://doi.org/10.5281/zenodo.15199509}
} |
Boshqa maqola uchun iqtibos tayyorlash
Although Uzbekistan has substantial solar and wind energy potential, it faces significant challenges inexpanding renewable energy utilization and improving the efficiency of its power grid. This study examines the…
Ushbu ilmiy maqolada tijorat banklari daromadlarini oshirishda aholining moliyaviy savodxonligi va iqtisodiyxulq-atvori muhim omil sifatida o‘rganiladi. Tadqiqotda aholining moliyaviy qaror qabul qilishdagi bilim…
Iqtisodiyot ko‘p tarmoqli va doim o‘zgaruvchan, yangilanib boruvchi sohadir. Butunjahonda innovatsiontexnologiyalar va IT sohasiga katta urg‘u berilayotgan bo‘lsa-da, iqtisodiyot istalgan mamlakat rivoji uchun muhim…
Maqolada Oʻzbekiston Respublikasida yashil iqtisodiyotni rivojlantirish doirasida xalqaro moliyaviyinstitutlarning Oʻzbekistondagi loyihalarga ajratgan grantlari va texnik yordam dasturlari tahlil qilinadi. Tadqiqot…
Ushbu maqolada sug‘urta tizimida raqamli texnologiyalarning o‘rni va rivojlanishi tahlil qilindi. Sun’iy intellekt,blokcheyn, Big Data va IoT kabi texnologiyalarning sug‘urta xizmatlariga ta’siri ko‘rib chiqildi…
maqolada jahon moliya tizimi rivojlanishining asosiy tendensiyalari, global moliya tizimi barqarorligiga ta'siretuvchi omillar, jahon moliya tizimining rivojlanish mexanizmini tavsiflovchi oʻzgarishlar hamda jahon…
Экотуризм предполагает поддержание экологической устойчивости окружающей природной среды.Экологический туризм приносит значительный доход экономике, развитие в смежных отраслях. В целяхувеличения потока иностранных…
Maqolada xo‘jalik yurituvchi subyektlar tashqi iqtisodiy faoliyatni tartibga solish xususiyatlari, valyutaoperatsiyalarining ahamiyati va valyuta bitimlarini amalga oshirish ko‘rib chiqilgan. Moliyaviy hisobotning…
Ushbu maqola O‘zbekiston oliy ta’lim tizimini miqdoriy va sifat ko‘rsatkichlari asosida baholash uchun yangikompleks metodologiyani taklif etadi. Taklif etilayotgan metodologiya QS, THE va Shanghai ARWU kabi ilg‘or…
Ushbu maqolada ko‘chmas mulkni boshqarish samaradorligini baholash masalalari tahlil qilingan. Turliuslubiy yondashuvlar - moliyaviy tahlil, investitsion baholash, bozor muhiti tahlili va boshqaruv jarayonlarini…
Яшил иқтисодиёт ва тараққиёт — barcha maqolalar · 2025-yil arxivi
This study examines the association between Internet use and self-rated health and investigates the role of online health information behaviors in this relationship. Using data from the 2021 Chinese General Social…
На материалах, опубликованных по август 2024 года, исследуется достаточность бюджетного покрытия обязательств государственно-частного партнёрства. Предложена совместная проверка объёма, сроков и допустимых источников…
Maqolada O‘zbekiston sport tashkilotlarida sun’iy intellekt (SI) va ma’lumotlarga asoslangan boshqaruvning iqtisodiy samaradorlik bilan bog‘liqligini o‘rganish uchun rasmiy statistik ma’lumotlar tahlil qilinadi…
The article analyzes the institutional formation and everyday educational practice of girls’ education in Turkestan in the late nineteenth and early twentieth centuries. It examines traditional schools led by otinoyi…
This study presents a comprehensive analysis of the geostrategic role of Khwarezm in the transregional trade system of Eurasia during the 9th–12th centuries, based on written sources, historiography, and archaeological…
В статье исследуется, почему налоговые и тарифные льготы могут не приводить к привлечению инвестиций в дата-центры для искусственного интеллекта (ИИ). На основе теории комплементарности М. Кремера построена…