Decreasing the share of non-performing loans is critical for ensuring financial stability, enhancing creditavailability, improving cost efficiency, strengthening risk management, fostering investor confidence, complying withregulatory requirements, and supporting sustainable economic growth. By addressing the root causes of NPLs andimplementing effective risk mitigation strategies, banks can enhance their resilience, competitiveness, and long-termviability in the global financial landscape. The paper examines the essence of the concept of problem loans, presents themain factors that contribute to the emergence of NPLs and deals with the analysis of the quality of the loan portfolio ofbanks in Uzbekistan. Moreover, the paper presents proposals for improving the efficiency of managing the loan portfolioof commercial banks.
| Mualliflar | Agzamov, Avazkhon, Malikova, Dilrabo |
|---|---|
| Jurnal | Яшил иқтисодиёт ва тараққиёт |
| Nashr sanasi | 2024-11-11 |
| Jild | 2 |
| DOI | 10.5281/zenodo.14211189 |
DOI: 10.5281/zenodo.14211189 · Maqolaning asl sahifasi
banks, banking system, loans, loan portfolio, problem assets, profitability, loan portfolio management, loan portfolio quality, risks.
In the context of economic digitization, strengthening banks' solvency, ensuring their stability and security, andthereby improving the standard of living of the population and reducing poverty are essential reforms to…
This article is dedicated to studying the effectiveness of using blockchain technologies in the audit of cash flows inenterprises of the Republic of Uzbekistan. The research provides a detailed analysis of the role of…
This paper explores the directions for sustainable tourism development in the Namangan region of Uzbekistan.Namangan, with its rich cultural heritage and natural beauty, holds significant potential as a key tourism…
Maqolada jahon hamjamiyatining barcha mamlakatlari uchun asosiy ustuvor yoʻnalish sifatida energiya xavfsizligiva barqaror rivojlanishga erishishga toʻsqinlik qiluvchi muammolar va ularni hal etish boʻyicha takliflar…
This paper explores the application of intelligent information fusion systems in improving the comprehensivemonitoring of cash flows within treasury operations. As the digitalization of financial management continues…
Maqolada O‘zbekistonda ayollarning inson kapitalini rivojlantirishda ijtimoiy-iqtisodiy ahamiyati, mavjudimkoniyatlar o‘rganildi. Shuningdek maqolada inson taraqqiyoti insdeksi, ayollar rahbarlik qilayotgan tadbirkorlik…
Ushbu maqola raqamli iqtisodiyot sharoitida barqaror turizmni iqtisodiy rivojlantirishda hunarmandchilikningahamiyati haqida boʻlib, bunda hunarmandchilikda raqamli texnologiyalardan foydalangan holda, ushbu sohani…
Maqolada mamlakatimiz tijorat banklarida foiz riskini boshqarish amaliyoti tahlil qilingan, mavjud muammova kamchiliklar aniqlangan hamda ularni bartaraf etish boʻyicha tavsiyalar ishlab chiqilgan.
Ushbu maqola raqamli iqtisodiyot sharoitida barqaror turizmni iqtisodiy rivojlantirishda hunarmandchilikningahamiyati haqida boʻlib, bunda hunarmandchilikda raqamli texnologiyalardan foydalangan holda, ushbu sohani…
Ushbu maqolada investisiya loyihalarini moliyalashtirishda islom moliyasi modelidan foydalanishning oʻzigaxos xususiyatlari yoritilgan. Shuningdek, maqolada islom moliyaviy instrumentlarning oʻziga xos xususiyatlari va…