IMPROVING THE MANAGEMENT OF RISK MINIMIZATION IN THE PROCESS OF CREDITING SMALL AND MEDIUM-SIZED BUSINESS ENTITIES

Aimbetov Abram Dauletbaevich

Актуар молия ва бухгалтерия ҳисоби · 2025-yil

Annotatsiya

This paper explores the critical role of risk minimization in the process of crediting small and medium-sized enterprises (SMEs). In light of their importance to the global economy, SMEs often face challenges in accessing financial resources due to the risks perceived by lenders. The study emphasizes the need for improved management strategies that can reduce these risks, thus facilitating better access to credit. It examines various tools and practices such as risk assessment models, credit scoring systems, and collateral management to enhance the creditworthiness of SMEs. By exploring current practices and providing actionable recommendations, the paper aims to offer insights into how financial institutions and policymakers can effectively support the growth of small and medium-sized businesses through improved credit risk management.

Maqola ma’lumotlari
MualliflarAimbetov Abram Dauletbaevich
JurnalАктуар молия ва бухгалтерия ҳисоби
Nashr sanasi2025-02-10
Jild5
Son02
Betlar42-47
TilIngliz
DOI10.55439/afa/vol5_iss02/619

Kalit so‘zlar

Small and medium-sized enterprises (SMEs), credit risk management, financial institutions, risk minimization, credit scoring, collateral management, business financing, lending strategies.

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