IMPROVING INTEREST RATE RISK MANAGEMENT PRACTICES IN COMMERCIAL BANKS AND ITS PRIORITIES

Seitnazarov , Daniyar

Муҳандислик ва Иқтисодиёт · 2026-yil

Annotatsiya

This article analyzes the theoretical and practical aspects of improving the practice of interest rate riskmanagement in commercial banks. The volatility of interest rates in global financial markets, inflation processesand macroeconomic uncertainties have a significant impact on banking activities. From this point of view, effectivemanagement of interest rate risks is an important factor in ensuring the financial stability of banks.The study examined modern methods of interest rate risk management, including GAP analysis, duration analysis andthe possibilities of using derivative financial instruments. Also, the current management system in Uzbek commercialbanks was analyzed and practical proposals and recommendations for its improvement were developed.The results of the study are of great importance in developing strategies aimed at strengthening the risk managementsystem in banks, harmonizing assets and liabilities, and minimizing interest rate risks

Maqola ma’lumotlari
MualliflarSeitnazarov , Daniyar
JurnalМуҳандислик ва Иқтисодиёт
Nashr sanasi2026-03-01
Jild4
Son3
TilIngliz

Kalit so‘zlar

interest rate risk, commercial banks, risk management, interest rate, GAP analysis, duration, asset and liability management, financial stability, derivatives, banking system

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