Econometric analysis of the impact of housing bubbles on commercial banks in Uzbekistan: evidence from npl, lcr, and car (2020–2025)

Botirov, Islombek

Муҳандислик ва Иқтисодиёт · 2026-yil

Annotatsiya

This article analyzes the impact of financial bubble risks formed in the housing market of Uzbekistan during2020–2025 on the activities of commercial banks using econometric models. Based on the indicators of Non-PerformingLoans (NPL), Liquidity Coverage Ratio (LCR), and Capital Adequacy Ratio (CAR), a Housing Bubble Risk Index (PXI)is constructed. The empirical effects of this index on credit quality, liquidity coverage, and capital adequacy within thebanking system are systematically evaluated using time-series econometric approaches.

Maqola ma’lumotlari
MualliflarBotirov, Islombek
JurnalМуҳандислик ва Иқтисодиёт
NashriyotПлеханов номидаги Россия иқтисодиёти университетининг Тошкент шаҳридаги филиали
ISSN3060-463X, 3060-463X
Nashr sanasi2026-01-01
Jild4
Son1
TilIngliz
Ilmiy sohaIqtisodiyot
Indeksga qo‘shilgan2026-08-26

Maqolaning asl sahifasi

Kalit so‘zlar

housing bubbles, econometric analysis, commercial banks, Non-Performing Loans (NPL), Liquidity Coverage Ratio (LCR), Capital Adequacy Ratio (CAR), Vector Autoregression (VAR), ARIMA

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APABotirov, Islombek (2026). ECONOMETRIC ANALYSIS OF THE IMPACT OF HOUSING BUBBLES ON COMMERCIAL BANKS IN UZBEKISTAN: EVIDENCE FROM NPL, LCR, AND CAR (2020–2025). Муҳандислик ва Иқтисодиёт, 4(1). https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/1958
GOST (OAK)Botirov, Islombek ECONOMETRIC ANALYSIS OF THE IMPACT OF HOUSING BUBBLES ON COMMERCIAL BANKS IN UZBEKISTAN: EVIDENCE FROM NPL, LCR, AND CAR (2020–2025) // Муҳандислик ва Иқтисодиёт. – 2026. – T. 4, № 1.
MLABotirov, Islombek. “ECONOMETRIC ANALYSIS OF THE IMPACT OF HOUSING BUBBLES ON COMMERCIAL BANKS IN UZBEKISTAN: EVIDENCE FROM NPL, LCR, AND CAR (2020–2025).” Муҳандислик ва Иқтисодиёт, 4(1), 2026. https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/1958
ChicagoBotirov, Islombek. “ECONOMETRIC ANALYSIS OF THE IMPACT OF HOUSING BUBBLES ON COMMERCIAL BANKS IN UZBEKISTAN: EVIDENCE FROM NPL, LCR, AND CAR (2020–2025).” Муҳандислик ва Иқтисодиёт, 4(1) (2026). https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/1958
HarvardBotirov, Islombek (2026) ‘ECONOMETRIC ANALYSIS OF THE IMPACT OF HOUSING BUBBLES ON COMMERCIAL BANKS IN UZBEKISTAN: EVIDENCE FROM NPL, LCR, AND CAR (2020–2025)’, Муҳандислик ва Иқтисодиёт, 4(1). https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/1958
BibTeX
@article{botirovislombek2026,
  title = {ECONOMETRIC ANALYSIS OF THE IMPACT OF HOUSING BUBBLES ON COMMERCIAL BANKS IN UZBEKISTAN: EVIDENCE FROM NPL, LCR, AND CAR (2020–2025)},
  author = {Botirov, Islombek},
  journal = {Муҳандислик ва Иқтисодиёт},
  year = {2026},
  volume = {4},
  number = {1},
  url = {https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/1958}
}

Boshqa maqola uchun iqtibos tayyorlash

Муҳандислик ва Иқтисодиёт jurnalidan boshqa maqolalar

Муҳандислик ва Иқтисодиёт — barcha maqolalar · 2026-yil arxivi

Iqtisodiyot sohasidagi boshqa maqolalar

Iqtisodiyot sohasidagi OAK jurnallari