The article explores mechanisms for improving the efficiency of banking services through comprehensive riskassessment and management. Particular attention is given to identifying, classifying, and mitigating credit, liquidity,operational, and market risks that affect banking performance. The study analyzes the use of modern digital technologiessuch as data analytics, machine learning, and risk-scoring systems in assessing and predicting potential threats tofinancial stability. The author emphasizes that effective risk management contributes not only to the profitability of banksbut also to the overall reliability and competitiveness of the financial sector. Based on international best practices andthe current state of the banking system in Uzbekistan, recommendations are proposed for optimizing the risk evaluationprocess and enhancing service quality in commercial banks
| Mualliflar | Saidov , Jasurbek |
|---|---|
| Jurnal | Муҳандислик ва Иқтисодиёт |
| Nashriyot | Плеханов номидаги Россия иқтисодиёти университетининг Тошкент шаҳридаги филиали |
| ISSN | 3060-463X, 3060-463X |
| Nashr sanasi | 2025-10-15 |
| Jild | 3 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| Indeksga qo‘shilgan | 2026-08-26 |
banking activity, risk assessment, financial services, efficiency, credit risk, liquidity, digital technologies, financial stability, data analytics.
| APA | Saidov , Jasurbek (2025). ASSESSING RISKS IN BANKING ACTIVITIES TO ENHANCE THE EFFICIENCY OF FINANCIAL SERVICES. Муҳандислик ва Иқтисодиёт, 3. https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/1175 |
|---|---|
| GOST (OAK) | Saidov , Jasurbek ASSESSING RISKS IN BANKING ACTIVITIES TO ENHANCE THE EFFICIENCY OF FINANCIAL SERVICES // Муҳандислик ва Иқтисодиёт. – 2025. – T. 3. |
| MLA | Saidov , Jasurbek. “ASSESSING RISKS IN BANKING ACTIVITIES TO ENHANCE THE EFFICIENCY OF FINANCIAL SERVICES.” Муҳандислик ва Иқтисодиёт, 3, 2025. https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/1175 |
| Chicago | Saidov , Jasurbek. “ASSESSING RISKS IN BANKING ACTIVITIES TO ENHANCE THE EFFICIENCY OF FINANCIAL SERVICES.” Муҳандислик ва Иқтисодиёт, 3 (2025). https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/1175 |
| Harvard | Saidov , Jasurbek (2025) ‘ASSESSING RISKS IN BANKING ACTIVITIES TO ENHANCE THE EFFICIENCY OF FINANCIAL SERVICES’, Муҳандислик ва Иқтисодиёт, 3. https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/1175 |
| BibTeX | @article{saidovjasurbek2025,
title = {ASSESSING RISKS IN BANKING ACTIVITIES TO ENHANCE THE EFFICIENCY OF FINANCIAL SERVICES},
author = {Saidov , Jasurbek},
journal = {Муҳандислик ва Иқтисодиёт},
year = {2025},
volume = {3},
url = {https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/1175}
} |
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