Uzbekistan’s banking sector has been experiencing several structural changes these days and it requiresa timely assessment of financial performance from recent reform initiatives. This research evaluates the effect of the2020–2025 Banking Sector Reform Strategy on state-owned bank profitability, focusing on changes across key financialperformance indicators like Return on Assets (ROA) and Return on Equity (ROE). Using a comparative research designemploying panel data for a seven-year time span (2017–2023), T-tests are utilized to estimate pre- and post-reform performance.Findings reveal that reforms have yet to result in statistically significant increases in profitability, implying thattheir financial effect requires an even longer time frame before being realized. Contributions are made toward the currentdebate on banking reforms in emerging markets, and insights are gained for policy makers seeking to improve financialsector performance through structural reforms
| Mualliflar | Pulatov, Yusufjon, Islamov, Bakhtiyor |
|---|---|
| Jurnal | Муҳандислик ва Иқтисодиёт |
| Nashriyot | Плеханов номидаги Россия иқтисодиёти университетининг Тошкент шаҳридаги филиали |
| ISSN | 3060-463X, 3060-463X |
| Nashr sanasi | 2025-08-01 |
| Jild | 3 |
| Son | 8 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| Indeksga qo‘shilgan | 2026-08-26 |
Uzbekistan, corporate governance reforms, profitability, ROA, ROE, emerging markets, T-test, state-owned banks.
| APA | Pulatov, Yusufjon, & Islamov, Bakhtiyor (2025). Corporate Governance Reforms and Financial Performance Dynamics: Evidence From State-Owned Banks in Uzbekistan. Муҳандислик ва Иқтисодиёт, 3(8). https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/960 |
|---|---|
| GOST (OAK) | Pulatov, Yusufjon, Islamov, Bakhtiyor Corporate Governance Reforms and Financial Performance Dynamics: Evidence From State-Owned Banks in Uzbekistan // Муҳандислик ва Иқтисодиёт. – 2025. – T. 3, № 8. |
| MLA | Pulatov, Yusufjon, and Islamov, Bakhtiyor. “Corporate Governance Reforms and Financial Performance Dynamics: Evidence From State-Owned Banks in Uzbekistan.” Муҳандислик ва Иқтисодиёт, 3(8), 2025. https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/960 |
| Chicago | Pulatov, Yusufjon, and Islamov, Bakhtiyor. “Corporate Governance Reforms and Financial Performance Dynamics: Evidence From State-Owned Banks in Uzbekistan.” Муҳандислик ва Иқтисодиёт, 3(8) (2025). https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/960 |
| Harvard | Pulatov, Yusufjon, and Islamov, Bakhtiyor (2025) ‘Corporate Governance Reforms and Financial Performance Dynamics: Evidence From State-Owned Banks in Uzbekistan’, Муҳандислик ва Иқтисодиёт, 3(8). https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/960 |
| BibTeX | @article{pulatovyusufjon2025,
title = {Corporate Governance Reforms and Financial Performance Dynamics: Evidence From State-Owned Banks in Uzbekistan},
author = {Pulatov, Yusufjon and Islamov, Bakhtiyor},
journal = {Муҳандислик ва Иқтисодиёт},
year = {2025},
volume = {3},
number = {8},
url = {https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/960}
} |
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