THE SIGNIFICANCE OF COMMERCIAL BANK LOANS IN THE COUNTRY'S ECONOMIC DEVELOPMENT

Nomozov , Umid, Номозов , Умид, Nomozov , Umid

Илғор иқтисодиёт ва педагогик технологиялар · 2025-yil

Annotatsiya

This article is devoted to the analysis of the role of commercial banks of the Republic of Uzbekistan in the development of the national economy, in particular, in financing investment projects, increasing the level of employment, and implementing innovative technologies. It highlights the priority areas for the development of the banking system of such strategic documents as the "New Uzbekistan - 2030" program and the Development Strategy for 2022-2026. Also, an in-depth analysis of the main indicators of the banking system of Uzbekistan (assets, loans, capital, and deposits) was conducted. In particular, the differences between state-owned banks and other banks, their market share, and their impact on economic stability are shown based on statistical data. The analysis revealed that state-owned banks have a dominant position in the market, but other banks can compete almost equally in attracting deposits. Information on the lending activities of commercial banks and the volume of non-performing loans (NPL) was also presented, and the risks and effectiveness in this area were assessed

Maqola ma’lumotlari
MualliflarNomozov , Umid, Номозов , Умид, Nomozov , Umid
JurnalИлғор иқтисодиёт ва педагогик технологиялар
Nashr sanasi2025-12-16
Jild2
Son6
Betlar487-493
TilO‘zbek
DOI10.60078/3060-4842-2025-vol2-iss6-pp487-493

Kalit so‘zlar

commercial banks, bank loans, bank assets, financing, investment projects, non-performing loans (NPL), deposits, capital, коммерческие банки, банковские кредиты, банковские активы, финансирование, инвестиционные проекты, проблемные кредиты (NPL), депозиты, капитал, tijorat banklari, bank kreditlari, bank aktivlari, moliyalashtirish, investitsion loyihalar, muammoli kreditlar (NPL), depozitlar, kapital

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