This article explores the theoretical and practical aspects of improving non-performing loan (NPL) management systems in commercial banks, considering international practices and the specifics of Uzbekistan’s banking sector. The study analyzes macroeconomic and institutional factors influencing the rise of NPLs and evaluates the role of digitalization and artificial intelligence technologies in enhancing asset recovery and risk mitigation. Practical policy recommendations are proposed to reduce NPL levels and strengthen banking system resilience in Uzbekistan.
| Mualliflar | Khodjayev , Husniddin, Ходжаев , Хусниддин, Xodjayev , Husniddin |
|---|---|
| Jurnal | Илғор иқтисодиёт ва педагогик технологиялар |
| Nashriyot | Тошкент давлат иқтисодиёт университети ҳузуридаги «Ўзбекистон иқтисодиётини ривожлантиришнинг илмий асослари ва муаммолари» илмий-тадқиқот маркази |
| ISSN | 1994-2025 |
| Nashr sanasi | 2025-07-29 |
| Jild | 2 |
| Son | 4 |
| Betlar | 176-183 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/3060-4842-2025-vol2-iss4-pp176-183 |
| Indeksga qo‘shilgan | 2026-08-26 |
DOI: 10.60078/3060-4842-2025-vol2-iss4-pp176-183 · Maqolaning asl sahifasi
non-performing loans, commercial banks, credit risk, digitalization, Uzbekistan, NPL, artificial intelligence, financial stability, проблемная задолженность, коммерческие банки, кредитный риск, цифровизация, Узбекистан, NPL, искусственный интеллект, банковская устойчивость, muammoli qarzlar, tijorat banklari, kredit xavfi, raqamlashtirish, O‘zbekiston, NPL, sun’iy intellekt, bank barqarorligi
| APA | Khodjayev , Husniddin, Ходжаев , Хусниддин, & Xodjayev , Husniddin (2025). IMPROVING THE SYSTEM OF NON-PERFORMING LOAN MANAGEMENT IN BANKS. Илғор иқтисодиёт ва педагогик технологиялар, 2(4), 176-183. https://doi.org/10.60078/3060-4842-2025-vol2-iss4-pp176-183 |
|---|---|
| GOST (OAK) | Khodjayev , Husniddin, Ходжаев , Хусниддин, Xodjayev , Husniddin IMPROVING THE SYSTEM OF NON-PERFORMING LOAN MANAGEMENT IN BANKS // Илғор иқтисодиёт ва педагогик технологиялар. – 2025. – T. 2, № 4. – P. 176-183. – DOI: 10.60078/3060-4842-2025-vol2-iss4-pp176-183. |
| MLA | Khodjayev , Husniddin, Ходжаев , Хусниддин, and Xodjayev , Husniddin. “IMPROVING THE SYSTEM OF NON-PERFORMING LOAN MANAGEMENT IN BANKS.” Илғор иқтисодиёт ва педагогик технологиялар, 2(4), 176-183, 2025. https://doi.org/10.60078/3060-4842-2025-vol2-iss4-pp176-183 |
| Chicago | Khodjayev , Husniddin, Ходжаев , Хусниддин, and Xodjayev , Husniddin. “IMPROVING THE SYSTEM OF NON-PERFORMING LOAN MANAGEMENT IN BANKS.” Илғор иқтисодиёт ва педагогик технологиялар, 2(4), 176-183 (2025). https://doi.org/10.60078/3060-4842-2025-vol2-iss4-pp176-183 |
| Harvard | Khodjayev , Husniddin, Ходжаев , Хусниддин, and Xodjayev , Husniddin (2025) ‘IMPROVING THE SYSTEM OF NON-PERFORMING LOAN MANAGEMENT IN BANKS’, Илғор иқтисодиёт ва педагогик технологиялар, 2(4), 176-183. https://doi.org/10.60078/3060-4842-2025-vol2-iss4-pp176-183 |
| BibTeX | @article{khodjayevhusniddin2025,
title = {IMPROVING THE SYSTEM OF NON-PERFORMING LOAN MANAGEMENT IN BANKS},
author = {Khodjayev , Husniddin and Ходжаев , Хусниддин and Xodjayev , Husniddin},
journal = {Илғор иқтисодиёт ва педагогик технологиялар},
year = {2025},
volume = {2},
number = {4},
pages = {176-183},
doi = {10.60078/3060-4842-2025-vol2-iss4-pp176-183},
url = {https://doi.org/10.60078/3060-4842-2025-vol2-iss4-pp176-183}
} |
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