Legal and institutional framework for the introduction of islamic finance in Uzbekistan: opportunities, challenges and prospects

Obidov , Nodirbek, Обидов , Нодирбек, Obidov , Nodirbek

Илғор иқтисодиёт ва педагогик технологиялар · 2025-yil

Annotatsiya

This article explores the necessity of introducing an Islamic finance system in Uzbekistan, as well as analyzing the current legal frameworks and institutional environment. Islamic finance operates in accordance with Sharia principles, which prohibit interest (riba), gambling (maisir), and excessive uncertainty (gharar). Although Islamic finance is a relatively new concept in Uzbekistan, the demand for fair, ethical, and Sharia-compliant financial services is steadily increasing, particularly among the predominantly Muslim population. The article examines the core principles of Islamic finance and highlights financial instruments such as sukuk, mudarabah, and musharakah. It also discusses the legal mechanisms required to implement them effectively. The existing gaps in national legislation, the insufficient development of regulatory bodies, and international best practices are assessed in the context of Uzbekistan. Finally, the article proposes conceptual recommendations to support the establishment and sustainable growth of an Islamic financial system in the country.

Maqola ma’lumotlari
MualliflarObidov , Nodirbek, Обидов , Нодирбек, Obidov , Nodirbek
JurnalИлғор иқтисодиёт ва педагогик технологиялар
NashriyotТошкент давлат иқтисодиёт университети ҳузуридаги «Ўзбекистон иқтисодиётини ривожлантиришнинг илмий асослари ва муаммолари» илмий-тадқиқот маркази
ISSN1994-2025
Nashr sanasi2025-06-09
Jild2
Son3
Betlar288-299
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.60078/3060-4842-2025-vol2-iss3-pp288-299
Indeksga qo‘shilgan2026-08-26

DOI: 10.60078/3060-4842-2025-vol2-iss3-pp288-299 · Maqolaning asl sahifasi

Kalit so‘zlar

финансовый рынок Узбекистана, sharia-compliant financial services, legal framework, institutional development, sukuk, Islamic banking, mudarabah, musharakah, musharakahUzbekistan financial market, O‘zbekiston moliya bozori, финансовые услуги, соответствующие шариату, правовая база, институциональное развитие, сукук, исламский банк, мудараба, мушарака, регуляторные органы, финансовый рынок Узбекистана, islom moliyasi, shariatga muvofiq moliyaviy xizmatlar, huquqiy asos, institutsional rivojlanish, sukuk, islom banki, mudoraba, mushoraka, regulyator, O‘zbekiston moliya bozori

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APAObidov , Nodirbek, Обидов , Нодирбек, & Obidov , Nodirbek (2025). LEGAL AND INSTITUTIONAL FRAMEWORK FOR THE INTRODUCTION OF ISLAMIC FINANCE IN UZBEKISTAN: OPPORTUNITIES, CHALLENGES AND PROSPECTS. Илғор иқтисодиёт ва педагогик технологиялар, 2(3), 288-299. https://doi.org/10.60078/3060-4842-2025-vol2-iss3-pp288-299
GOST (OAK)Obidov , Nodirbek, Обидов , Нодирбек, Obidov , Nodirbek LEGAL AND INSTITUTIONAL FRAMEWORK FOR THE INTRODUCTION OF ISLAMIC FINANCE IN UZBEKISTAN: OPPORTUNITIES, CHALLENGES AND PROSPECTS // Илғор иқтисодиёт ва педагогик технологиялар. – 2025. – T. 2, № 3. – P. 288-299. – DOI: 10.60078/3060-4842-2025-vol2-iss3-pp288-299.
MLAObidov , Nodirbek, Обидов , Нодирбек, and Obidov , Nodirbek. “LEGAL AND INSTITUTIONAL FRAMEWORK FOR THE INTRODUCTION OF ISLAMIC FINANCE IN UZBEKISTAN: OPPORTUNITIES, CHALLENGES AND PROSPECTS.” Илғор иқтисодиёт ва педагогик технологиялар, 2(3), 288-299, 2025. https://doi.org/10.60078/3060-4842-2025-vol2-iss3-pp288-299
ChicagoObidov , Nodirbek, Обидов , Нодирбек, and Obidov , Nodirbek. “LEGAL AND INSTITUTIONAL FRAMEWORK FOR THE INTRODUCTION OF ISLAMIC FINANCE IN UZBEKISTAN: OPPORTUNITIES, CHALLENGES AND PROSPECTS.” Илғор иқтисодиёт ва педагогик технологиялар, 2(3), 288-299 (2025). https://doi.org/10.60078/3060-4842-2025-vol2-iss3-pp288-299
HarvardObidov , Nodirbek, Обидов , Нодирбек, and Obidov , Nodirbek (2025) ‘LEGAL AND INSTITUTIONAL FRAMEWORK FOR THE INTRODUCTION OF ISLAMIC FINANCE IN UZBEKISTAN: OPPORTUNITIES, CHALLENGES AND PROSPECTS’, Илғор иқтисодиёт ва педагогик технологиялар, 2(3), 288-299. https://doi.org/10.60078/3060-4842-2025-vol2-iss3-pp288-299
BibTeX
@article{obidovnodirbek2025,
  title = {LEGAL AND INSTITUTIONAL FRAMEWORK FOR THE INTRODUCTION OF ISLAMIC FINANCE IN UZBEKISTAN: OPPORTUNITIES, CHALLENGES AND PROSPECTS},
  author = {Obidov , Nodirbek and Обидов , Нодирбек and Obidov , Nodirbek},
  journal = {Илғор иқтисодиёт ва педагогик технологиялар},
  year = {2025},
  volume = {2},
  number = {3},
  pages = {288-299},
  doi = {10.60078/3060-4842-2025-vol2-iss3-pp288-299},
  url = {https://doi.org/10.60078/3060-4842-2025-vol2-iss3-pp288-299}
}

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