This article examines international approaches to the development of retail insurance and explores the potential for their adaptation in the Republic of Uzbekistan. Drawing on the Swiss Re Institute – Global Insurance Outlook 2024 and other key sources, it outlines global trends such as digitalization, embedded insurance, microinsurance, and insurtech. A comparative analysis of Uzbekistan, India, Kenya, and Kazakhstan highlights structural barriers and identifies strategic directions for transforming the Uzbek insurance market, with a focus on inclusivity, innovation, and sustainability.
| Mualliflar | Yuldashev , Akrom, Юлдашев , Акром, Yuldashev , Akrom |
|---|---|
| Jurnal | Илғор иқтисодиёт ва педагогик технологиялар |
| Nashriyot | Тошкент давлат иқтисодиёт университети ҳузуридаги «Ўзбекистон иқтисодиётини ривожлантиришнинг илмий асослари ва муаммолари» илмий-тадқиқот маркази |
| ISSN | 1994-2025 |
| Nashr sanasi | 2025-04-19 |
| Jild | 2 |
| Son | 2 |
| Betlar | 567-573 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/3060-4842-2025-vol2-iss2-pp567-573 |
| Indeksga qo‘shilgan | 2026-08-26 |
DOI: 10.60078/3060-4842-2025-vol2-iss2-pp567-573 · Maqolaning asl sahifasi
retail insurance, Uzbekistan, international experience, digitalization, embedded insurance, microinsurance, insurtech, insurance market, розничное страхование, Узбекистан, международный опыт, цифровизация, встроенное страхование, микрострахование, insurtech, страховой рынок, chakana sug‘urta, O‘zbekiston, xalqaro tajriba, raqamlashtirish, integratsiyalashgan sug‘urta, mikrosug‘urta, insurtech, sug‘urta bozori
| APA | Yuldashev , Akrom, Юлдашев , Акром, & Yuldashev , Akrom (2025). DEVELOPMENT OF RETAIL INSURANCE: INTERNATIONAL EXPERIENCE AND IMPLEMENTATION PROSPECTS IN THE REPUBLIC OF UZBEKISTAN. Илғор иқтисодиёт ва педагогик технологиялар, 2(2), 567-573. https://doi.org/10.60078/3060-4842-2025-vol2-iss2-pp567-573 |
|---|---|
| GOST (OAK) | Yuldashev , Akrom, Юлдашев , Акром, Yuldashev , Akrom DEVELOPMENT OF RETAIL INSURANCE: INTERNATIONAL EXPERIENCE AND IMPLEMENTATION PROSPECTS IN THE REPUBLIC OF UZBEKISTAN // Илғор иқтисодиёт ва педагогик технологиялар. – 2025. – T. 2, № 2. – P. 567-573. – DOI: 10.60078/3060-4842-2025-vol2-iss2-pp567-573. |
| MLA | Yuldashev , Akrom, Юлдашев , Акром, and Yuldashev , Akrom. “DEVELOPMENT OF RETAIL INSURANCE: INTERNATIONAL EXPERIENCE AND IMPLEMENTATION PROSPECTS IN THE REPUBLIC OF UZBEKISTAN.” Илғор иқтисодиёт ва педагогик технологиялар, 2(2), 567-573, 2025. https://doi.org/10.60078/3060-4842-2025-vol2-iss2-pp567-573 |
| Chicago | Yuldashev , Akrom, Юлдашев , Акром, and Yuldashev , Akrom. “DEVELOPMENT OF RETAIL INSURANCE: INTERNATIONAL EXPERIENCE AND IMPLEMENTATION PROSPECTS IN THE REPUBLIC OF UZBEKISTAN.” Илғор иқтисодиёт ва педагогик технологиялар, 2(2), 567-573 (2025). https://doi.org/10.60078/3060-4842-2025-vol2-iss2-pp567-573 |
| Harvard | Yuldashev , Akrom, Юлдашев , Акром, and Yuldashev , Akrom (2025) ‘DEVELOPMENT OF RETAIL INSURANCE: INTERNATIONAL EXPERIENCE AND IMPLEMENTATION PROSPECTS IN THE REPUBLIC OF UZBEKISTAN’, Илғор иқтисодиёт ва педагогик технологиялар, 2(2), 567-573. https://doi.org/10.60078/3060-4842-2025-vol2-iss2-pp567-573 |
| BibTeX | @article{yuldashevakrom2025,
title = {DEVELOPMENT OF RETAIL INSURANCE: INTERNATIONAL EXPERIENCE AND IMPLEMENTATION PROSPECTS IN THE REPUBLIC OF UZBEKISTAN},
author = {Yuldashev , Akrom and Юлдашев , Акром and Yuldashev , Akrom},
journal = {Илғор иқтисодиёт ва педагогик технологиялар},
year = {2025},
volume = {2},
number = {2},
pages = {567-573},
doi = {10.60078/3060-4842-2025-vol2-iss2-pp567-573},
url = {https://doi.org/10.60078/3060-4842-2025-vol2-iss2-pp567-573}
} |
Boshqa maqola uchun iqtibos tayyorlash
This article examines ways to enhance the participation of commercial banks in poverty reduction. It analyzes the role of banks in alleviating poverty through credit policies, financial inclusion, microloans, and…
The article discusses the importance of implementing transformation processes in Uzbekistan’s commercial banks under globalization and competitive conditions, as well as their future prospects. The study highlights the…
This article examines the impact of the systematic application of good corporate governance tools on the capitalization of joint-stock companies. Based on empirical data from leading public companies in Uzbekistan, an…
The article examines the application of financial technologies in commercial banks, the classification and principles of financial technologies according to their fields of activity. An analysis of the main financial…
This article analyzes the economic nature of trade services and their classification. Trade services are a crucial component of the market economy, facilitating the efficient organization of the process of delivering…
This article focuses on the assessment of factors affecting the stability and efficiency of insurance organizations. It examines both external and internal factors, including economic, financial, regulatory, and…
The article below presents the investigation of the evolution of risk theory from the 17thcentury to the present day. Recently attention to the researches of entrepreneurial risks has increased that is caused by a set…
This article presents the results of a study dedicated to increasing the regional coverage in the formation of tourist routes as part of the development of the tourism sector in Uzbekistan. The author offers…
The article presents models and a systematic approach to assessing the potential for innovative development of the sphere of trade services to the population of the Kashkadarya region.
The article is devoted to the analysis of the venture insurance market, which is becoming an important component for protecting venture investors and startups from various risks. With the development of venture capital…
Илғор иқтисодиёт ва педагогик технологиялар — barcha maqolalar · 2025-yil arxivi
Maqolada Oʻzbekiston sugʻurta bozorining rivojlanish tendensiyalari 3 bosqichda koʻrsatib berilgan boʻlib, ayni paytdagi sugʻurta bozori koʻrsatkichlarining holati, mavjud muammolar va ushbu muammolarni bartaraf etish…
Ushbu maqolada yashil sugʻurtaning iqtisodiy va ekologik ahamiyati, uning Oʻzbekistonda joriy etilishi va rivojlantirish yoʻllari yoritilgan. Yashil sugʻurta tabiiy ofatlar va ekologik xavflarni boshqarish, barqaror…
This study examines the association between Internet use and self-rated health and investigates the role of online health information behaviors in this relationship. Using data from the 2021 Chinese General Social…
На материалах, опубликованных по август 2024 года, исследуется достаточность бюджетного покрытия обязательств государственно-частного партнёрства. Предложена совместная проверка объёма, сроков и допустимых источников…
Maqolada O‘zbekiston sport tashkilotlarida sun’iy intellekt (SI) va ma’lumotlarga asoslangan boshqaruvning iqtisodiy samaradorlik bilan bog‘liqligini o‘rganish uchun rasmiy statistik ma’lumotlar tahlil qilinadi…
The article analyzes the institutional formation and everyday educational practice of girls’ education in Turkestan in the late nineteenth and early twentieth centuries. It examines traditional schools led by otinoyi…
This study presents a comprehensive analysis of the geostrategic role of Khwarezm in the transregional trade system of Eurasia during the 9th–12th centuries, based on written sources, historiography, and archaeological…
В статье исследуется, почему налоговые и тарифные льготы могут не приводить к привлечению инвестиций в дата-центры для искусственного интеллекта (ИИ). На основе теории комплементарности М. Кремера построена…