Economic impact of digitalization on household finances in Uzbekistan

Berdiev , Gayrat, Бердиев , Гайрат, Berdiev , G‘ayrat

Илғор иқтисодиёт ва педагогик технологиялар · 2025-yil

Annotatsiya

This research explores the relationship between digitalization and its economic impact on household finances in Uzbekistan. The study's objective is to determine how technological advancements, particularly in ICT (Information and Communication Technology), influence financial behavior and market dynamics within Uzbekistan households. The research employs a quantitative approach, using a Tobit regression model to analyze data collected from various national databases, including Uzstat and the Global Innovation Index. The study focuses on variables such as the ICT index, government readiness for ICT integration, and the rate of automation, represented by the number of robots per 10,000 workers. Data was collected over a span of ten years, from 2011 to 2021, and analyzed to identify significant correlations between these variables and household savings rates. The findings suggest a positive correlation between the ICT index and labor market indices, indicating that as digitalization advances, the labor market and household incomes experience growth.

Maqola ma’lumotlari
MualliflarBerdiev , Gayrat, Бердиев , Гайрат, Berdiev , G‘ayrat
JurnalИлғор иқтисодиёт ва педагогик технологиялар
NashriyotТошкент давлат иқтисодиёт университети ҳузуридаги «Ўзбекистон иқтисодиётини ривожлантиришнинг илмий асослари ва муаммолари» илмий-тадқиқот маркази
ISSN1994-2025
Nashr sanasi2025-04-04
Jild2
Son2
Betlar222-230
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.60078/3060-4842-2025-vol2-iss2-pp222-230
Indeksga qo‘shilgan2026-08-26

Kalit so‘zlar

digitalization, household finances, ICT index, Uzbekistan, цифровизация, финансы домохозяйств, индекс ИКТ, Узбекистан, raqamlashtirish, uy xo‘jaliklari moliyasi, AKT indeksi, O‘zbekiston

Ilmiy soha

Iqtibos keltirish

APABerdiev , Gayrat, Бердиев , Гайрат, & Berdiev , G‘ayrat (2025). ECONOMIC IMPACT OF DIGITALIZATION ON HOUSEHOLD FINANCES IN UZBEKISTAN. Илғор иқтисодиёт ва педагогик технологиялар, 2(2), 222-230. https://doi.org/10.60078/3060-4842-2025-vol2-iss2-pp222-230
GOST (OAK)Berdiev , Gayrat, Бердиев , Гайрат, Berdiev , G‘ayrat ECONOMIC IMPACT OF DIGITALIZATION ON HOUSEHOLD FINANCES IN UZBEKISTAN // Илғор иқтисодиёт ва педагогик технологиялар. – 2025. – T. 2, № 2. – P. 222-230. – DOI: 10.60078/3060-4842-2025-vol2-iss2-pp222-230.
MLABerdiev , Gayrat, Бердиев , Гайрат, and Berdiev , G‘ayrat. “ECONOMIC IMPACT OF DIGITALIZATION ON HOUSEHOLD FINANCES IN UZBEKISTAN.” Илғор иқтисодиёт ва педагогик технологиялар, 2(2), 222-230, 2025. https://doi.org/10.60078/3060-4842-2025-vol2-iss2-pp222-230
ChicagoBerdiev , Gayrat, Бердиев , Гайрат, and Berdiev , G‘ayrat. “ECONOMIC IMPACT OF DIGITALIZATION ON HOUSEHOLD FINANCES IN UZBEKISTAN.” Илғор иқтисодиёт ва педагогик технологиялар, 2(2), 222-230 (2025). https://doi.org/10.60078/3060-4842-2025-vol2-iss2-pp222-230
HarvardBerdiev , Gayrat, Бердиев , Гайрат, and Berdiev , G‘ayrat (2025) ‘ECONOMIC IMPACT OF DIGITALIZATION ON HOUSEHOLD FINANCES IN UZBEKISTAN’, Илғор иқтисодиёт ва педагогик технологиялар, 2(2), 222-230. https://doi.org/10.60078/3060-4842-2025-vol2-iss2-pp222-230
BibTeX
@article{berdievgayrat2025,
  title = {ECONOMIC IMPACT OF DIGITALIZATION ON HOUSEHOLD FINANCES IN UZBEKISTAN},
  author = {Berdiev , Gayrat and Бердиев , Гайрат and Berdiev , G‘ayrat},
  journal = {Илғор иқтисодиёт ва педагогик технологиялар},
  year = {2025},
  volume = {2},
  number = {2},
  pages = {222-230},
  doi = {10.60078/3060-4842-2025-vol2-iss2-pp222-230},
  url = {https://doi.org/10.60078/3060-4842-2025-vol2-iss2-pp222-230}
}

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