The article examines international experience of applying financial technologies (fintech) in lending by commercial banks. Particular attention is paid to the impact of innovative technologies such as artificial intelligence, big data, blockchain and machine learning on the lending process. It discusses how fintech helps to speed up the loan approval process, reduce operational risks and improve customer experience.
| Mualliflar | Sidikov , Bakhodir, Сидиков , Баходир, Сидиков , Баходир |
|---|---|
| Jurnal | Илғор иқтисодиёт ва педагогик технологиялар |
| Nashr sanasi | 2025-03-30 |
| Jild | 2 |
| Son | 2 |
| Betlar | 157-162 |
| Til | Rus |
| DOI | 10.60078/3060-4842-2025-vol2-iss2-pp157-162 |
DOI: 10.60078/3060-4842-2025-vol2-iss2-pp157-162 · Maqolaning asl sahifasi
fintech, lending, artificial intelligence, blockchain, big data, commercial banks, international experience, technologies in the banking sector, финтех, кредитование, искусственный интеллект, блокчейн, большие данные, коммерческие банки, международный опыт, технологии в банковской сфере, финтех, кредитлаш, сунъий интеллект, блокчейн, катта маълумотлар, тижорат банклари, халқаро тажриба, банк технологиялари
This paper aims to study the relationship between ICT development, export diversification, and income inequality. The study is based on the analysis of data for 83 countries from 2002 to 2019 using the panel quantile…
The article is devoted to the study of financial risks, their classification and management methods. Key types of risks, such as credit, currency and interest rate, as well as their impact on financial activities are…
The article is devoted to the analysis of the investment potential of insurance companies, which is a set of factors influencing the ability of an insurance organization to effectively invest its funds. The work…
This article examines the theoretical foundations of the development of pilgrimage tourism in our country, which highlights its socio-economic content and essence based on the views of foreign and domestic scientists.
The study of foreign strategic approaches to optimizing the agrocluster system is important in ensuring sustainable development through the integration of agriculture and industry. This article analyzes the best…
The article examines the circulation of venture capital in the process of reproduction, it reflects the movement of economic entities of capital, the change in the forms of capital in the process of circulation and its…
The article analyzes the current state of social protection of the low-income population in the Republic of Uzbekistan, the use of mortgage loans to lift them out of poverty, the provision of mortgage loans by…
The article is devoted to the neoclassical theory of the investment process. The article discusses why neoclassical theorists were less critical of the importance of trade in making a profit. They believed that it could…
The article examines the development of renewable energy sources, improving the management of enterprises in the oil and gas complex of our country, and therefore increasing the economic efficiency of enterprises in the…
The article analyzes modern trends in the development of pilgrimage tourism. It examines the essence of pilgrimage and religious tourism, as well as perspectives on them. Changes in the content of religious tourism and…
Илғор иқтисодиёт ва педагогик технологиялар — barcha maqolalar