This article discusses strategies for the development of financial services in commercial banks in order to increase their competitiveness, efficiency and value proposition. In an era characterized by global technological development and changing customer preferences, commercial banks face the need to innovate and adapt to changing market demands. The article notes that today, when digital technologies are rapidly developing, the banking sector is reorganizing its activities in accordance with modern requirements. The digital financial services offered by commercial banks serve not only to meet the needs of customers, but also to improve the quality of banking services, reduce operating costs and increase competitiveness.The process of developing digital financial services by commercial banks has been gradual for many years, depending on technological progress, changes in customer requirements and the development of global financial markets. The implementation of these strategies will help commercial banks take a leading position in the financial services sector, stimulate business growth and achieve broader goals of economic prosperity and social well-being.
| Mualliflar | Rozikov , Bekhzod, Розиков , Бехзод, Roziqov , Behzod |
|---|---|
| Jurnal | Илғор иқтисодиёт ва педагогик технологиялар |
| Nashriyot | Тошкент давлат иқтисодиёт университети ҳузуридаги «Ўзбекистон иқтисодиётини ривожлантиришнинг илмий асослари ва муаммолари» илмий-тадқиқот маркази |
| ISSN | 1994-2025 |
| Nashr sanasi | 2025-03-14 |
| Jild | 2 |
| Son | 2 |
| Betlar | 24-30 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/3060-4842-2025-vol2-iss2-pp24-30 |
| Indeksga qo‘shilgan | 2026-08-26 |
DOI: 10.60078/3060-4842-2025-vol2-iss2-pp24-30 · Maqolaning asl sahifasi
commercial banks, financial services, digital transformation, artificial intelligence, digitization, product offerings, customer service quality, financial inclusion, risk management, talent development, sustainable financing, innovation, коммерческие банки, финансовые услуги, цифровая трансформация, искусственный интеллект, оцифровка, предложения продуктов, качество обслуживания клиентов, финансовая доступность, управление рисками, развитие талантов, устойчивое финансирование, инновации, tijorat banklari, moliyaviy xizmatlar, raqamli transformatsiya, sunʼiy intellekt, raqamlashtirish, mahsulot takliflari, mijozlar tajribasi, moliyaviy mavjudlik, xatarlarni boshqarish, isteʼdodlarni rivojlantirish, barqaror moliyalashtirish, innovatsiyalar
| APA | Rozikov , Bekhzod, Розиков , Бехзод, & Roziqov , Behzod (2025). STATE AND DEVELOPMENT PROSPECTS OF THE ORGANIZATION OF DIGITAL FINANCIAL SERVICES OF COMMERCIAL BANKS. Илғор иқтисодиёт ва педагогик технологиялар, 2(2), 24-30. https://doi.org/10.60078/3060-4842-2025-vol2-iss2-pp24-30 |
|---|---|
| GOST (OAK) | Rozikov , Bekhzod, Розиков , Бехзод, Roziqov , Behzod STATE AND DEVELOPMENT PROSPECTS OF THE ORGANIZATION OF DIGITAL FINANCIAL SERVICES OF COMMERCIAL BANKS // Илғор иқтисодиёт ва педагогик технологиялар. – 2025. – T. 2, № 2. – P. 24-30. – DOI: 10.60078/3060-4842-2025-vol2-iss2-pp24-30. |
| MLA | Rozikov , Bekhzod, Розиков , Бехзод, and Roziqov , Behzod. “STATE AND DEVELOPMENT PROSPECTS OF THE ORGANIZATION OF DIGITAL FINANCIAL SERVICES OF COMMERCIAL BANKS.” Илғор иқтисодиёт ва педагогик технологиялар, 2(2), 24-30, 2025. https://doi.org/10.60078/3060-4842-2025-vol2-iss2-pp24-30 |
| Chicago | Rozikov , Bekhzod, Розиков , Бехзод, and Roziqov , Behzod. “STATE AND DEVELOPMENT PROSPECTS OF THE ORGANIZATION OF DIGITAL FINANCIAL SERVICES OF COMMERCIAL BANKS.” Илғор иқтисодиёт ва педагогик технологиялар, 2(2), 24-30 (2025). https://doi.org/10.60078/3060-4842-2025-vol2-iss2-pp24-30 |
| Harvard | Rozikov , Bekhzod, Розиков , Бехзод, and Roziqov , Behzod (2025) ‘STATE AND DEVELOPMENT PROSPECTS OF THE ORGANIZATION OF DIGITAL FINANCIAL SERVICES OF COMMERCIAL BANKS’, Илғор иқтисодиёт ва педагогик технологиялар, 2(2), 24-30. https://doi.org/10.60078/3060-4842-2025-vol2-iss2-pp24-30 |
| BibTeX | @article{rozikovbekhzod2025,
title = {STATE AND DEVELOPMENT PROSPECTS OF THE ORGANIZATION OF DIGITAL FINANCIAL SERVICES OF COMMERCIAL BANKS},
author = {Rozikov , Bekhzod and Розиков , Бехзод and Roziqov , Behzod},
journal = {Илғор иқтисодиёт ва педагогик технологиялар},
year = {2025},
volume = {2},
number = {2},
pages = {24-30},
doi = {10.60078/3060-4842-2025-vol2-iss2-pp24-30},
url = {https://doi.org/10.60078/3060-4842-2025-vol2-iss2-pp24-30}
} |
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