This article analyzes the importance of digital technologies in improving banking efficiency and their impact on banks' financial performance using econometric methods. The study examines key indicators of banking activity and evaluates the influence of digital infrastructure development on the growth of loan portfolios, deposits, and net profit. The findings demonstrate that the widespread adoption of digital technologies is a key factor in improving the efficiency of the banking system.
| Mualliflar | Сайиткулов, Джахонгир, Sayitqulov, Jahongir, Sayitqulov, Jahongir |
|---|---|
| Jurnal | Agrobiznes, fan va texnologiyalar |
| Nashr sanasi | 2026-04-30 |
| Jild | 4 |
| Son | 4 |
| Til | O‘zbek |
banking efficiency, digital infrastructure, loan portfolio, deposits, net profit, banking system, financial indicators, digital transformation, digital technologies, эффективность банковской деятельности, цифровая инфраструктура, кредитный портфель, депозиты, чистая прибыль, банковская система, финансовые показатели, цифровая трансформация, цифровые технологии, bank faoliyati samaradorligi, raqamli infratuzilma, kredit portfeli, depozitlar, sof foyda, bank tizimi, moliyaviy ko‘rsatkichlar, raqamli transformatsiya, raqamli texnologiyalar
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