The article systematized factors shaping the competitiveness of health insurance services and substantiated the role of marketing strategies in managing them. The author combined M. Porterʼs five competitive forces model, the SERVQUAL service quality concept, the 7P services marketing mix and the trust theory of relationship marketing into one analytical framework. The factors were grouped as internal and external, price and non-price, and a marketing lever was assigned to each. An integral competitiveness indicator was proposed as the sum of weighted normalized factor scores. Based on World Bank and National Agency for Perspective Projects data, health expenditure and insurance market indicators were analysed; health insurance premiums grew 8.1 times in 2025 against 2024. Competitive advantage was shown to rest mainly on non-price factors. Proposals covered complementary products aligned with the state guaranteed package, digital channels and customer trust.
| Mualliflar | Roʻzmetov Akbar Bahodirovich |
|---|---|
| Jurnal | Marketing |
| Nashriyot | Тошкент давлат иқтисодиёт университети |
| ISSN | 3060-4621 |
| Nashr sanasi | 2026-09-07 |
| Son | 9 |
| Betlar | 878-889 |
| Til | O‘zbek |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.67668/mj/2026iss9/2137 |
| Indeksga qo‘shilgan | 2026-10-09 |
DOI: 10.67668/mj/2026iss9/2137 · Maqolaning asl sahifasi
tibbiy sugʻurta, raqobatbardoshlik, marketing strategiyasi, xizmat sifati, SERVQUAL, 7P, mijoz ishonchi, raqamli kanallar, медицинское страхование, конкурентоспособность, маркетинговая стратегия, качество услуг, SERVQUAL, 7P, доверие клиентов, цифровые каналы, health insurance, competitiveness, marketing strategy, service quality, SERVQUAL, 7P, customer trust, digital channels
| APA | Roʻzmetov Akbar Bahodirovich (2026). TIBBIY SUGʻURTA XIZMATLARI RAQOBATBARDOSHLIGINI SHAKLLANTIRUVCHI OMILLAR VA MARKETING STRATEGIYALARINING AHAMIYATI. Marketing, (9), 878-889. https://doi.org/10.67668/mj/2026iss9/2137 |
|---|---|
| GOST (OAK) | Roʻzmetov Akbar Bahodirovich TIBBIY SUGʻURTA XIZMATLARI RAQOBATBARDOSHLIGINI SHAKLLANTIRUVCHI OMILLAR VA MARKETING STRATEGIYALARINING AHAMIYATI // Marketing. – 2026. – № 9. – B. 878-889. – DOI: 10.67668/mj/2026iss9/2137. |
| MLA | Roʻzmetov Akbar Bahodirovich. “TIBBIY SUGʻURTA XIZMATLARI RAQOBATBARDOSHLIGINI SHAKLLANTIRUVCHI OMILLAR VA MARKETING STRATEGIYALARINING AHAMIYATI.” Marketing, (9), 878-889, 2026. https://doi.org/10.67668/mj/2026iss9/2137 |
| Chicago | Roʻzmetov Akbar Bahodirovich. “TIBBIY SUGʻURTA XIZMATLARI RAQOBATBARDOSHLIGINI SHAKLLANTIRUVCHI OMILLAR VA MARKETING STRATEGIYALARINING AHAMIYATI.” Marketing, (9), 878-889 (2026). https://doi.org/10.67668/mj/2026iss9/2137 |
| Harvard | Roʻzmetov Akbar Bahodirovich (2026) ‘TIBBIY SUGʻURTA XIZMATLARI RAQOBATBARDOSHLIGINI SHAKLLANTIRUVCHI OMILLAR VA MARKETING STRATEGIYALARINING AHAMIYATI’, Marketing, (9), 878-889. https://doi.org/10.67668/mj/2026iss9/2137 |
| BibTeX | @article{rozmetovakbarbahodirovich2026,
title = {TIBBIY SUGʻURTA XIZMATLARI RAQOBATBARDOSHLIGINI SHAKLLANTIRUVCHI OMILLAR VA MARKETING STRATEGIYALARINING AHAMIYATI},
author = {Roʻzmetov Akbar Bahodirovich},
journal = {Marketing},
year = {2026},
number = {9},
pages = {878-889},
doi = {10.67668/mj/2026iss9/2137},
url = {https://doi.org/10.67668/mj/2026iss9/2137}
} |
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