The article discusses a set of key indicators that enable continuous monitoring of credit risks and provide early warning about the level of risk (low, medium, and high). Credit risks, when exceeding a threshold value established under a specific scenario, may cause serious damage to the bank’s reputation or result in financial losses that hinder the timely implementation of the bank’s strategy. The limit values of the key risk indicators, which must not be breached by the bank, are defined, and when approaching the established thresholds, measures should be taken to mitigate credit risk. The article also reflects on significant risks that the bank is willing to accept or intends to reject in order to achieve its business objectives. There are also scientific proposals and conclusions on the process of developing risk-appetite and risk profile indicators, a set of mechanisms and systems.
| Mualliflar | Khidirov , Alimardon, Хидиров , Алимардон, Хидиров , Алимардон |
|---|---|
| Jurnal | Иқтисодий тараққиёт ва таҳлил |
| Nashriyot | Ўзбекистон иқтисодиётини ривожлантиришнинг илмий-тадқиқот маркази |
| ISSN | 2992-877X |
| Nashr sanasi | 2025-09-29 |
| Jild | 3 |
| Son | 9 |
| Betlar | 446-455 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/2992-877x-2025-vol3-iss9-pp446-455 |
| Indeksga qo‘shilgan | 2026-08-27 |
DOI: 10.60078/2992-877x-2025-vol3-iss9-pp446-455 · Maqolaning asl sahifasi
credit risks, risk appetite, risk profile, risk-appetite indicator, business goals of the bank, кредитный риск, аппетит к риску, профиль риска, показатели аппетита к риску, бизнес-цели банка, кредит рисклари, риск аппетити, риск профили, риск-аппетити кўрсаткичлари, банкнинг бизнес мақсадлари
| APA | Khidirov , Alimardon, Хидиров , Алимардон, & Хидиров , Алимардон (2025). DENTIFICATION OF CREDIT RISK PROFILES AND THEIR MANAGEMENT THROUGH RISK APPETITE. Иқтисодий тараққиёт ва таҳлил, 3(9), 446-455. https://doi.org/10.60078/2992-877x-2025-vol3-iss9-pp446-455 |
|---|---|
| GOST (OAK) | Khidirov , Alimardon, Хидиров , Алимардон, Хидиров , Алимардон DENTIFICATION OF CREDIT RISK PROFILES AND THEIR MANAGEMENT THROUGH RISK APPETITE // Иқтисодий тараққиёт ва таҳлил. – 2025. – T. 3, № 9. – P. 446-455. – DOI: 10.60078/2992-877x-2025-vol3-iss9-pp446-455. |
| MLA | Khidirov , Alimardon, Хидиров , Алимардон, and Хидиров , Алимардон. “DENTIFICATION OF CREDIT RISK PROFILES AND THEIR MANAGEMENT THROUGH RISK APPETITE.” Иқтисодий тараққиёт ва таҳлил, 3(9), 446-455, 2025. https://doi.org/10.60078/2992-877x-2025-vol3-iss9-pp446-455 |
| Chicago | Khidirov , Alimardon, Хидиров , Алимардон, and Хидиров , Алимардон. “DENTIFICATION OF CREDIT RISK PROFILES AND THEIR MANAGEMENT THROUGH RISK APPETITE.” Иқтисодий тараққиёт ва таҳлил, 3(9), 446-455 (2025). https://doi.org/10.60078/2992-877x-2025-vol3-iss9-pp446-455 |
| Harvard | Khidirov , Alimardon, Хидиров , Алимардон, and Хидиров , Алимардон (2025) ‘DENTIFICATION OF CREDIT RISK PROFILES AND THEIR MANAGEMENT THROUGH RISK APPETITE’, Иқтисодий тараққиёт ва таҳлил, 3(9), 446-455. https://doi.org/10.60078/2992-877x-2025-vol3-iss9-pp446-455 |
| BibTeX | @article{khidirovalimardon2025,
title = {DENTIFICATION OF CREDIT RISK PROFILES AND THEIR MANAGEMENT THROUGH RISK APPETITE},
author = {Khidirov , Alimardon and Хидиров , Алимардон and Хидиров , Алимардон},
journal = {Иқтисодий тараққиёт ва таҳлил},
year = {2025},
volume = {3},
number = {9},
pages = {446-455},
doi = {10.60078/2992-877x-2025-vol3-iss9-pp446-455},
url = {https://doi.org/10.60078/2992-877x-2025-vol3-iss9-pp446-455}
} |
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