This article examines retail banking products in commercial banks and their impact on the efficiency of banking activities. Through a comprehensive analysis of relevant literature and empirical data, the author studied various dimensions of retail banking products and their impact on banking efficiency. In addition, the article conducted research and analysis on the areas of transformation and digitization of banks, the role of retail banking products in increasing bank income, improving customer relations, and saving bank costs. In general, the article examined how retail banking products contribute to the efficiency of banking activities and conducted a comprehensive analysis on the example of JSCB with foreign capital “Hamkorbank”.
| Mualliflar | Yunusova , Shaxlo, Юнусова , Шахло, Yunusova , Shaxlo |
|---|---|
| Jurnal | Иқтисодий тараққиёт ва таҳлил |
| Nashriyot | Ўзбекистон иқтисодиётини ривожлантиришнинг илмий-тадқиқот маркази |
| ISSN | 2992-877X |
| Nashr sanasi | 2025-01-31 |
| Jild | 3 |
| Son | 1 |
| Betlar | 234-243 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/2992-877x-2025-vol3-iss1-pp234-243 |
| Indeksga qo‘shilgan | 2026-08-27 |
DOI: 10.60078/2992-877x-2025-vol3-iss1-pp234-243 · Maqolaning asl sahifasi
розничные банковские продукты, эффективность банковского обслуживания, розничные клиенты, розничный кредит, микрокредитование, удовлетворенность банковскими услугами, доход банка, retail banking products, banking efficiency, retail customers, retail credit, microcredit, satisfaction with banking services, bank income, chakana bank mahsulotlari, bank faoliyati samaradorligi, chakana mijozlar, chakana kredit, mikroqarz, bank xizmtlaridan qoniqish, bank daromadi
| APA | Yunusova , Shaxlo, Юнусова , Шахло, & Yunusova , Shaxlo (2025). THE IMPACT OF RETAIL BANKING PRODUCTS ON BANKING EFFICIENCY IN COMMERCIAL BANKS. Иқтисодий тараққиёт ва таҳлил, 3(1), 234-243. https://doi.org/10.60078/2992-877x-2025-vol3-iss1-pp234-243 |
|---|---|
| GOST (OAK) | Yunusova , Shaxlo, Юнусова , Шахло, Yunusova , Shaxlo THE IMPACT OF RETAIL BANKING PRODUCTS ON BANKING EFFICIENCY IN COMMERCIAL BANKS // Иқтисодий тараққиёт ва таҳлил. – 2025. – T. 3, № 1. – P. 234-243. – DOI: 10.60078/2992-877x-2025-vol3-iss1-pp234-243. |
| MLA | Yunusova , Shaxlo, Юнусова , Шахло, and Yunusova , Shaxlo. “THE IMPACT OF RETAIL BANKING PRODUCTS ON BANKING EFFICIENCY IN COMMERCIAL BANKS.” Иқтисодий тараққиёт ва таҳлил, 3(1), 234-243, 2025. https://doi.org/10.60078/2992-877x-2025-vol3-iss1-pp234-243 |
| Chicago | Yunusova , Shaxlo, Юнусова , Шахло, and Yunusova , Shaxlo. “THE IMPACT OF RETAIL BANKING PRODUCTS ON BANKING EFFICIENCY IN COMMERCIAL BANKS.” Иқтисодий тараққиёт ва таҳлил, 3(1), 234-243 (2025). https://doi.org/10.60078/2992-877x-2025-vol3-iss1-pp234-243 |
| Harvard | Yunusova , Shaxlo, Юнусова , Шахло, and Yunusova , Shaxlo (2025) ‘THE IMPACT OF RETAIL BANKING PRODUCTS ON BANKING EFFICIENCY IN COMMERCIAL BANKS’, Иқтисодий тараққиёт ва таҳлил, 3(1), 234-243. https://doi.org/10.60078/2992-877x-2025-vol3-iss1-pp234-243 |
| BibTeX | @article{yunusovashaxlo2025,
title = {THE IMPACT OF RETAIL BANKING PRODUCTS ON BANKING EFFICIENCY IN COMMERCIAL BANKS},
author = {Yunusova , Shaxlo and Юнусова , Шахло and Yunusova , Shaxlo},
journal = {Иқтисодий тараққиёт ва таҳлил},
year = {2025},
volume = {3},
number = {1},
pages = {234-243},
doi = {10.60078/2992-877x-2025-vol3-iss1-pp234-243},
url = {https://doi.org/10.60078/2992-877x-2025-vol3-iss1-pp234-243}
} |
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