This article analyzes the competition of fintech companies against commercial banks. As a result of the development of modern financial and digital technologies, fintech companies are creating a new competitive environment for banks. This competition can be seen as a threat to banks, as fintech companies offer fast, affordable convenient and innovative services. However, this competition can also be an opportunity for banks. They are trying to develop new strategies to digitize their activities and improve the quality of services. The article examines the positive and negative aspects of competition between commercial banks and fintech companies, as well as the prospects for their cooperation
| Mualliflar | Mukhiddinova Iroda Farkhod kyzy,, Akhmedova Firuza Abdumajidovna |
|---|---|
| Jurnal | «Инновацион иқтисодиёт» журнали |
| Nashr sanasi | 2026-07-03 |
| Jild | 50 |
| Son | 6 |
| Til | Ingliz |
Fintech companies, commercial banks, digital technologies, banking services, innovation, financial services., Финтех-компании, коммерческие банки,, цифровые технологии, банковские услуги,, инновации, финансовые услуги, Fintech kompaniyalari, tijorat banklari, raqamli texnologiyalar, bank xizmatlari, innovatsiya, moliyaviy xizmatlar
As a result of economic liberalization and the development of science and technology, fundamental changes are taking place in all sectors of our country, including the agricultural sector. The development of this sector…
The article presents the results of the study of structural differences in the economic development of the districts of Surkhandarya region based on the calculation of structural change indices. In this case…
This article provides an in-depth theoretical and practical analysis of the concept of enhancing the competitiveness of small businesses. Within the framework of the “Uzbekistan–2030” strategy, the economic, social, and…
This article analyzes the impact of attracting investments on the economic growth in the regions, improvement of living standards, creation of favorable investments, the development of investment activity in our…
This article analyzes the role and importance of investment policy in the development of the concept of a green economy. The necessity of effectively directing investments to ensure sustainable economic growth in the…
The article analyzes the importance of clusters and directions for improving technological efficiency in cotton-industrial clusters of the Kashkadarya region, and also examines the importance of introducing…
The article analyzes the essence of the concept of economic growth, its types, analysis of factors affecting the rate of economic growth, definitions of economic growth, the essence and necessity of implementing…
This article examines the organizational and legal foundations of the strategic development of commercial banks. In the context of the development of the digital economy, state support for the further development of the…
Expansion of the raw material base for textile products from wool fiber based on the improvement of the initial processing technology of local coarse and semi-coarse wool fibers due to the expansion of the number…
The article discusses the economic issues of ensuring food security, food safety, measures taken to develop the food industry, attract investment funds to the sector, and support export activities.