This article examines the prospects and significance of the digital transformation of Uzbekistan's banking sector. Based on statistical data, it analyzes the growth dynamics of remote banking service users. The study also evaluates the role of government initiatives and legal frameworks in developing a digital financial ecosystem and explores the ethical and cybersecurity challenges associated with implementing modern technologies in banking practice.
| Mualliflar | Очилов, Акрам Одилович, Раимов, Мирзохид Шухрат оглы |
|---|---|
| Jurnal | Marketing |
| Nashr sanasi | 2024-11-30 |
| Son | 9 |
| Betlar | 494-502 |
| Til | Rus |
| DOI | 10.67668/mj/2024iss9/1153 |
DOI: 10.67668/mj/2024iss9/1153 · Maqolaning asl sahifasi
цифровая экономика, банковская система, финансовые технологии (FinTech), искусственный интеллект, блокчейн, дистанционное банковское обслуживание, криптовалюта, цифровая трансформация. Annotatsiya Ushbu maqolada Oʻzbekiston bank sohasining raqamli transformatsiyasi istiqbollari va ahamiyati koʻrib chiqilgan. Statistik maʼlumotlar asosida masofaviy bank xizmatlaridan foydalanuvchilar sonining oʻsish dinamikasi tahlil qilindi. Davlat tashabbuslari va normativ-huquqiy bazaning raqamli moliyaviy ekotizimni rivojlantirishdagi rolini tahlil qilingan, shuningdek zamonaviy texnologiyalarni bank amaliyotiga joriy etishda yuzaga keladigan axloqiy va kiberxavfsizlik muammolarini ham koʻrib chiqildi. Kalit soʻzlar: raqamli iqtisodiyot, bank tizimi, moliyaviy texnologiyalar (FinTech), sunʼiy intellekt, blokcheyn, masofaviy bank xizmatlari, kriptovalyuta, raqamli transformatsiya. WWW.MARKETINGJOURNAL.UZ 494 Marketing jurnali 2024-yil, nayabr. №9-son, digital economy, banking system, financial technologies (FinTech), artificial intelligence, blockchain, remote banking services, cryptocurrency, digital transformation. ВВЕДЕНИЕ В условиях глобализации и стремительного развития цифровых технологий цифровая экономика становится ключевым фактором трансформации национальных банковских и финансовых систем. Внедрение инновационных цифровых решений коренным образом изменяет традиционные модели предоставления финансовых услуг, пов
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