The banking system of Uzbekistan from 1991 to 2025: from independence to digital transformation

Bardiyev , Sardorbek

Innovations in Science and Technologies · 2025-yil

Annotatsiya

This article analyzes the development, reform, and digital transformation of Uzbekistan’s banking system during the period 1991–2025. It highlights the role of the banking sector in ensuring economic stability, the expansion of financial services for the population and entrepreneurs, and the outcomes of implementing digital technologies.

Maqola ma’lumotlari
MualliflarBardiyev , Sardorbek
JurnalInnovations in Science and Technologies
NashriyotТошкент давлат иқтисодиёт университети
ISSN3030-3451
Nashr sanasi2025-11-26
Jild2
Son10
Betlar81-87
TilIngliz
Ilmiy sohaIqtisodiyot
Indeksga qo‘shilgan2026-08-26

Kalit so‘zlar

Banking system, national currency, People's Bank, settlement mechanism, International Monetary Fund, consumer credit, digital transformation, electronic payment.

Ilmiy soha

Iqtibos keltirish

APABardiyev , Sardorbek (2025). THE BANKING SYSTEM OF UZBEKISTAN FROM 1991 TO 2025: FROM INDEPENDENCE TO DIGITAL TRANSFORMATION. Innovations in Science and Technologies, 2(10), 81-87. https://innoist.uz/index.php/ist/article/view/1333
GOST (OAK)Bardiyev , Sardorbek THE BANKING SYSTEM OF UZBEKISTAN FROM 1991 TO 2025: FROM INDEPENDENCE TO DIGITAL TRANSFORMATION // Innovations in Science and Technologies. – 2025. – T. 2, № 10. – P. 81-87.
MLABardiyev , Sardorbek. “THE BANKING SYSTEM OF UZBEKISTAN FROM 1991 TO 2025: FROM INDEPENDENCE TO DIGITAL TRANSFORMATION.” Innovations in Science and Technologies, 2(10), 81-87, 2025. https://innoist.uz/index.php/ist/article/view/1333
ChicagoBardiyev , Sardorbek. “THE BANKING SYSTEM OF UZBEKISTAN FROM 1991 TO 2025: FROM INDEPENDENCE TO DIGITAL TRANSFORMATION.” Innovations in Science and Technologies, 2(10), 81-87 (2025). https://innoist.uz/index.php/ist/article/view/1333
HarvardBardiyev , Sardorbek (2025) ‘THE BANKING SYSTEM OF UZBEKISTAN FROM 1991 TO 2025: FROM INDEPENDENCE TO DIGITAL TRANSFORMATION’, Innovations in Science and Technologies, 2(10), 81-87. https://innoist.uz/index.php/ist/article/view/1333
BibTeX
@article{bardiyevsardorbek2025,
  title = {THE BANKING SYSTEM OF UZBEKISTAN FROM 1991 TO 2025: FROM INDEPENDENCE TO DIGITAL TRANSFORMATION},
  author = {Bardiyev , Sardorbek},
  journal = {Innovations in Science and Technologies},
  year = {2025},
  volume = {2},
  number = {10},
  pages = {81-87},
  url = {https://innoist.uz/index.php/ist/article/view/1333}
}

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